Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15848 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Bitcoin Hyper Boosts as Texas Is First US State to Buy Bitcoin

Bitcoin Hyper Boosts as Texas Is First US State to Buy Bitcoin

The post Bitcoin Hyper Boosts as Texas Is First US State to Buy Bitcoin appeared on BitcoinEthereumNews.com. What to Know: Texas buying bitcoin via an ETF signals growing state-level comfort with regulated BTC exposure, but it primarily benefits long-term, low-beta allocators. As institutions choose ETFs, crypto-native investors may look one layer deeper, into Bitcoin Layer 2 infrastructure, for higher potential upside. Bitcoin still struggles with low throughput, variable fees, and limited programmability, keeping most complex DeFi and gaming activity on alternative smart contract chains. Bitcoin Hyper aims to solve this by bringing SVM-based, high-throughput smart contracts to a Bitcoin-secured Layer 2, targeting payments, DeFi, NFTs, and gaming. Texas just became the first US state to buy bitcoin, doing it not through a cold wallet but via BlackRock’s spot $BTC ETF. For institutions and treasuries, that’s a historic green light: clean regulatory rails, audited custody, and Bitcoin exposure that fits neatly into a traditional portfolio. For you as a retail investor, though, ETFs cap the upside. You get price tracking, not yield, leverage, or early-stage asymmetry. When a sovereign-scale buyer like Texas enters through an ETF, it reinforces Bitcoin as a macro asset, but it also pushes smaller investors to ask where the next outsized growth might actually come from. That’s why early-stage Bitcoin infrastructure plays are suddenly back in focus. Instead of just holding ‘paper BTC’ via an ETF, some are rotating into projects trying to fix Bitcoin’s biggest pain points: slow confirmation times, rising on-chain fees, and a scripting model that makes complex DeFi almost impossible. That’s the gap Bitcoin Hyper ($HYPER) is aiming to fill. As more headlines frame Texas’s move as the start of state-level Bitcoin adoption and another win for institutional adoption, a parallel conversation is happening in crypto-native circles. If institutions are content with ETF exposure, can agile investors position one layer closer to the innovation stack, into Bitcoin Layer 2s like…

Author: BitcoinEthereumNews
Best Crypto To Buy Now: Ethereum (ETH) And Mutuum Finance (MUTM) at $0.035 Will Lead 2025 Gains

Best Crypto To Buy Now: Ethereum (ETH) And Mutuum Finance (MUTM) at $0.035 Will Lead 2025 Gains

The current state of the market involving cryptocurrencies shows high volatility, causing market players to look for investments with good basic foundations and strong prospective returns. One of these investment options would be Ethereum, which recently tried to test lower support zones. In other news, the Mutuum Finance (MUTM) presale has been gaining traction and […]

Author: Cryptopolitan
2026 Crypto Growth Drivers: RWA Derivatives, AI, Robotics

2026 Crypto Growth Drivers: RWA Derivatives, AI, Robotics

The post 2026 Crypto Growth Drivers: RWA Derivatives, AI, Robotics appeared on BitcoinEthereumNews.com. Coinbase Ventures released its 2026 outlook, highlighting RWA perpetuals and AI integration. The firm predicts a rise in “Prop-AMMs” on Solana to protect liquidity from toxic flow. Robotics data collection via DePIN networks is identified as a major emerging sector. Coinbase Ventures has released a detailed overview of the technological categories it expects to define the next phase of on-chain development, highlighting new activity in real-world-asset derivatives, specialized market infrastructure, next-generation DeFi models, and emerging intersections between artificial intelligence, robotics, and cryptographic identity. The firm said that the growth of stablecoin payments, faster settlement systems, and the wider adoption of prediction markets in 2025 have created the conditions for new teams to create innovative designs across several fields. It added that deeper liquidity, improving privacy tools, and stronger interoperability have shaped a more mature environment heading into 2026. RWA Perpetuals: Trading Macro Events On-Chain One of the areas identified involves perpetual futures tied to real-world assets. These contracts enable synthetic exposure without requiring the underlying instruments, thereby creating on-chain markets for data releases, private company performance, or macroeconomic indicators, such as commodities, credit spreads, or inflation expectations. Coinbase Ventures noted two clear vectors of development: instruments that track hard-to-access off-chain assets and tools allowing traders to express macro views within crypto-native systems. The firm also pointed to new market-structure experiments. Related: Former Coinbase Ventures Member Expects the Crypto Exchange to Acquire Circle Among them are alternative automated-market-maker models designed to shield liquidity providers from toxic order flow. Prop-AMMs on Solana were highlighted as one structure in which resting liquidity can only be accessed through aggregators, limiting predatory execution. A parallel track involves trading terminals for prediction markets, which aim to unify fragmented liquidity and provide features such as multi-venue routing, advanced order tools, and consolidated price discovery. The Next DeFi…

Author: BitcoinEthereumNews
Lesaka Technologies gets approval to buy Bank Zero for $63.8m

Lesaka Technologies gets approval to buy Bank Zero for $63.8m

South Africa’s Competition Tribunal has approved Lesaka Technologies’ acquisition of Bank Zero for R1.1 billion ($63.8 million). The…

Author: Technext
Coinbase, the largest US exchange, announced the 8 major cryptocurrency areas it will invest in in 2026.

Coinbase, the largest US exchange, announced the 8 major cryptocurrency areas it will invest in in 2026.

The post Coinbase, the largest US exchange, announced the 8 major cryptocurrency areas it will invest in in 2026. appeared on BitcoinEthereumNews.com. Coinbase Ventures, the venture capital arm of Coinbase, the largest cryptocurrency exchange in the United States, announced its investment areas for 2026. At this point, Coinbase Ventures announced 8 important cryptocurrency investment areas. “…These are the categories where we believe the next big breakout companies and protocols will emerge and where we are actively considering investing,” Coinbase said in a blog post. These investment priorities include “1- RWA Perpetual Futures (RWA-based perpetual transactions- Perps offering derivatives exposure to real-world assets), 2- specialized exchanges and trading terminals (Next-generation trading platforms and tools focused on specific asset classes or structures.), 3- Proprietary Automated Market Makers, Prediction Market Aggregators (Aggregation layers that aggregate liquidity from prediction markets such as Kalshi and Polymarket), 4- Next-generation DeFi (Protocols that integrate derivatives trading with lending, allowing users to simultaneously earn returns on collateral and maintain their leverage), 5- Privacy-Preserving On-Chain Infrastructure, 6- On-Chain Reputation and Off-Chain Data-Based Lending Protocols, 7- DePIN-Based AI Data Aggregation Infrastructure, and 8- AI tools.” The report highlights the growing interest in on-chain real-world assets, the development of dedicated AMMs and prediction market aggregators, the evolution of perpetual futures into composable DeFi markets, and the integration of artificial intelligence into blockchain development and security. Coinbase Ventures highlighted the innovation potential in these areas and stated that it is actively seeking investment opportunities. According to the data, Coinbase Ventures has made 618 investments since 2018 and has a portfolio of 422 startups. Its most recent investment was in DeFi compliance platform 0xbow on November 18, and in October, it also invested in payment infrastructure companies Zynk and ZAR, as well as prediction market platform Kalshi. *This is not investment advice. Follow our Telegram and Twitter account now for exclusive news, analytics and on-chain data! Source: https://en.bitcoinsistemi.com/coinbase-the-largest-us-exchange-announced-the-8-major-cryptocurrency-areas-it-will-invest-in-in-2026/

Author: BitcoinEthereumNews
Shiba Inu (SHIB) and Mutuum Finance (MUTM): The Next Big Winners in 2026 Bull Run

Shiba Inu (SHIB) and Mutuum Finance (MUTM): The Next Big Winners in 2026 Bull Run

Ahead of the upcoming bull run in 2026, two major cryptocurrencies, Shiba Inu (SHIB) and Mutuum Finance (MUTM), have piqued the interest of several investors. Despite Shiba Inu (SHIB) strengthening its hold in the market via increased community interaction, faster burns of tokens, and increased community influence in Bitcoin and other cryptocurrencies, MUTM is emerging […]

Author: Cryptopolitan
DeFi yield aggregator Yearn discloses September incident in yUSND vault

DeFi yield aggregator Yearn discloses September incident in yUSND vault

The post DeFi yield aggregator Yearn discloses September incident in yUSND vault appeared on BitcoinEthereumNews.com. Yearn, a DeFi stalwart offering set-and-forget yield vaults, has announced an incident involving its yUSND vault on the Arbitrum network. The disclosure comes from pseudonymous Yearn contributor johnnyonline who explains that “insufficient USND liquidity” led to “severe slippage” in swapping liquidation rewards, one of the strategy’s yield sources. The incident was confined to the vault’s rETH Stability Pool Strategy, to which 28% of its assets are allocated. Losses were relatively small, especially by DeFi’s standards, at just over $25,000 in USND. This represents a “5.2% drawdown for yUSND depositors.” The post reassures users that Yearn has fully covered losses to protect user principal, and that “only the vault’s realized yield potential was impacted.” Despite the team disclosing the incident on November 26, it occurred on September 28, with losses covered on October 11. Going forward, similar strategies will offload collateral in “smaller tranches” to reduce the risk of slippage-related losses. An additional “price-guard mechanism” is also in place to act as a circuit breaker. Read more: High yields to haircuts: Has DeFi learned anything from yield vault collapse? The DeFi risk landscape Launched in 2020 as iearn Finance, “DeFi’s Yield Aggregator” hit a peak of $6.9 billion total-value locked (TVL) in late 2021. It currently holds $343 million, according to DeFiLlama data. DeFi is often thought of as a wild-west corner of the already risky wider crypto sector. But many users consider certain long-standing, battle-tested protocols as “blue-chips,” or a safe pairs of hands: Aave for lending, Lido for liquid staking, Yearn for yield. This distinction became clear during the recent spectacular collapse of degen yield vaults such as Stream Finance. Pseudonymous Yearn contributor Schlagonia was among those who raised the alarm over Stream’s xUSD and Elixir’s deUSD “recursively minting” each other’s assets. They called the system a “daisy chain”…

Author: BitcoinEthereumNews
BDO raises $500M from dollar bonds

BDO raises $500M from dollar bonds

BDO UNIBANK, Inc. has raised $500 million from its sale of five-year dollar-denominated bonds that marked its return to the offshore debt market after over three years as it saw strong demand, it said on Wednesday. The offering was more than 3.2 times oversubscribed, with tenders for the fixed-rate senior notes reaching about $1.6 billion, […]

Author: Bworldonline
Honored among the world’s best: LANDBANK earns global recognitions for banking excellence and leadership in 2025

Honored among the world’s best: LANDBANK earns global recognitions for banking excellence and leadership in 2025

LANDBANK has earned seven major distinctions from leading global financial publications in 2025, recognizing its exceptional performance in inclusive finance, institutional banking, investment banking, and the visionary leadership of its President and CEO. Affirming its leadership in financial inclusion and its stature in the banking industry, the state-run Bank earned a spot on the Forbes […]

Author: Bworldonline
GoTyme Bank targets 50% loan growth

GoTyme Bank targets 50% loan growth

GOTYME Bank is aiming to grow its loan book by 50% next year, backed by the continued growth of its customer base. “What’s been happening is that our revenue and gross profits are growing faster than our customer base now. So, for the next few years, we were forecasting more than 50% growth in the […]

Author: Bworldonline