Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15846 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Best Crypto to Buy: Arthur Hayes Expects Bitcoin Recovery, Alternatives Pop

Best Crypto to Buy: Arthur Hayes Expects Bitcoin Recovery, Alternatives Pop

Quick Facts: ➡️ Arthur Hayes believes Bitcoin can’t go under $80K in 2025’s Q4, but that it won’t go much higher either; he expects the bull in 2026. ➡️ He suggests the real opportunity now lies in Bitcoin Layer 2s, DeFi rails, and on‑chain leverage exchanges rather than spot $BTC itself. ➡️ Strong presale traction […]

Author: Bitcoinist
Coinbase Ventures’ 9 Crypto Investment Bets For 2026

Coinbase Ventures’ 9 Crypto Investment Bets For 2026

The post Coinbase Ventures’ 9 Crypto Investment Bets For 2026 appeared on BitcoinEthereumNews.com. The venture capital division of America’s largest crypto exchange says it is targeting its funds toward real-world asset trading, decentralized finance and artificial intelligence next year.  In a blog post, Coinbase Ventures stated that it is actively seeking to invest in teams involved in asset tokenization, specialized exchanges and trading terminals, next-generation DeFi and agentic AI advancements.  “These are the categories where we believe the next big breakout companies and protocols will emerge, and where we’re looking to actively invest,” the firm wrote.  Coinbase Ventures has made 618 investments since 2018 and has a portfolio of 422 startups, according to PitchBook. Its most recent was an investment in DeFi compliance platform 0xbow on Nov. 18, while it invested in payment infrastructure firms Zynk and ZAR and prediction markets platform Kalshi in October.  In a thread on X, Coinbase Ventures’ Kinji Steimetz said he expects to see new forms of exposure to real-world assets such as perpetual futures contracts, which “create synthetic exposure to offchain assets.” He also highlighted the rise of “prop-AMMs” — proprietary automated market makers — a new exchange design that protects liquidity providers from exploitation by sophisticated traders and bots.  Coinbase Ventures investor Jonathan King predicted the emergence of prediction market aggregators, “which we expect to emerge as the dominant interface layer consolidating $600 million in fragmented liquidity and providing a unified view of real-time event odds across venues.” Current prediction market stats for Kalshi and Polymarket. Source: DeFi Rate Next generation DeFi to emerge in 2026 Integrating perpetual futures exchanges with other DeFi protocols, such as lending, would enable traders to earn yields on collateral while maintaining leveraged positions, unlocking new capital efficiency, said Coinbase Ventures investor Ethan Oak. Oak also predicted growth in onchain privacy-preserving tools, observing a “surge of developer energy” focused on privacy-preserving…

Author: BitcoinEthereumNews
Could Bitcoin Hyper be Your Next Move?

Could Bitcoin Hyper be Your Next Move?

The post Could Bitcoin Hyper be Your Next Move? appeared on BitcoinEthereumNews.com. Crypto Presales Takeaways: Texas’s $10M Bitcoin purchase via a spot ETF makes it the first US state to treat $BTC as a strategic treasury reserve asset. State-level adoption strengthens Bitcoin’s macro narrative but doesn’t solve its limitations: low throughput, high fees in congestion, and lack of native smart contracts or rich dApp ecosystems. Competition among Bitcoin Layer 2s is accelerating, with approaches ranging from EVM sidechains to rollups and SVM-based execution layers anchored to Bitcoin settlement and security. Bitcoin Hyper proposes a Bitcoin Layer 2 with Solana Virtual Machine integration, targeting sub-second, low-fee smart contracts to unlock DeFi and dApps around BTC’s store-of-value base. Texas just did what many politicians have only talked about: it bought Bitcoin for the state treasury. Under its new Strategic Bitcoin Reserve, officials deployed $10M into $BTC via BlackRock’s IBIT ETF on November 20, 2025, making Texas the first US state to hold Bitcoin as a reserve asset. This is a clear signal that Bitcoin is shifting from a speculative play to a strategic macro asset held by institutions, governments, and now state treasuries. That narrative shift tends to pull fresh capital into the broader Bitcoin ecosystem every cycle. As capital flows toward $BTC, the next big question is where the leveraged opportunities sit. Bitcoin’s base layer is secure and battle-tested, but it remains limited to approximately seven transactions per second. And its confirmation times are measured in minutes, still with no native smart contracts on the horizon. That creates a gap between institutional demand for $BTC and the kind of high-throughput, programmable infrastructure modern DeFi and consumer apps need. By positioning itself as a Bitcoin Layer 2 that integrates the Solana Virtual Machine (SVM), Bitcoin Hyper aims to give $BTC the kind of ultra-fast, low-fee, smart contract environment you’d normally associate with Solana.For investors…

Author: BitcoinEthereumNews
Coinbase Bets on RWA Perpetuals, DeFi and the AI Onchain in 2026

Coinbase Bets on RWA Perpetuals, DeFi and the AI Onchain in 2026

TLDR RWA perpetuals redefine asset access, merging crypto with real finance. Coinbase bets big on DeFi composability to boost capital efficiency. AI onchain to automate contracts and accelerate Web3 innovation. Unsecured onchain credit and privacy tools set stage for DeFi growth. 2026 marks turning point as blockchain bridges traditional finance. Coinbase Ventures outlined its 2026 [...] The post Coinbase Bets on RWA Perpetuals, DeFi and the AI Onchain in 2026 appeared first on CoinCentral.

Author: Coincentral
Cardano (ADA) Slides As Experts Weigh Which Crypto to Buy Today for Long-Term Wealth Building

Cardano (ADA) Slides As Experts Weigh Which Crypto to Buy Today for Long-Term Wealth Building

Cardano is recording renewed selling pressure as investors question what crypto to buy now, especially after ADA’s value has tumbled across October in 2025.

Author: Cryptodaily
Chainlink Founder Says Regulation – Not Tech

Chainlink Founder Says Regulation – Not Tech

The post Chainlink Founder Says Regulation – Not Tech appeared on BitcoinEthereumNews.com. FintechRegulations Decentralized finance has made major technological strides, but its fate now sits outside the blockchain industry, according to Chainlink co-founder Sergey Nazarov. Key Takeaways: DeFi’s main barrier is regulation, not technology. Nazarov says mass adoption will start once institutions are legally allowed to deploy capital on-chain. Momentum is already building as institutional stablecoin and tokenization activity increases. In his view, DeFi has already proven what it can do; what it lacks is permission from the world’s financial superpowers to scale. Nazarov believes the sector has advanced far enough to demonstrate that on-chain financial services are more transparent and efficient than traditional markets. Yet he argued that progress has now hit an invisible wall. Crypto users and developers are not the bottleneck anymore — legislatures are. Global adoption depends on whether institutions are allowed to participate Instead of focusing on retail user growth or speculative activity, Nazarov said the defining threshold for “mainstream DeFi” will be institutional capital moving on-chain without legal anxiety. For that to happen, he said, there must be a clear legal pathway that allows banks, funds and asset managers to invest client money in decentralized protocols without compliance departments blocking the transfer. Once that shift happens, Nazarov expects the flow of capital into DeFi to become self-reinforcing, in the same way that stablecoin usage snowballed once corporations realized that competitors were accumulating the efficiency advantages of blockchain settlement. The United States could flip the switch for everyone else Nazarov argued that although regulatory transformation is global, the first domino almost certainly sits in Washington. Countries that rely on access to U.S. banking rails tend to align with U.S. policy decisions. If the U.S. gives institutions confidence to interact with DeFi, he expects that stance to propagate across financial hubs rapidly. That expectation aligns with comments from…

Author: BitcoinEthereumNews
Here’s Why PLUME is Up Over 30% Today

Here’s Why PLUME is Up Over 30% Today

PLUME, the native token of the Plume Network, has seen a remarkable increase in its recent price. According to data from CoinGecko, the crypto asset trades at $0.02978, up by over 30% in the last 24 hours. However, the asset slightly decreased to 17% at press time. The recent surge follows as Upbit, South Korea’s largest crypto exchange, listed the token for trading. Additionally, the spike comes amid a slight recovery in the crypto markets. Major coins like BTC, ETH, SOL, and BNB are gaining momentum. Price Performance Shows Upward Momentum PLUME’s trading volume of more than $169.6 million demonstrates strong investor confidence in the asset and its market interest. The digital asset has a market cap of $93.511 million. While PLUME currently trades above 16%, the asset has gained over 3.5% in the past few days.  Aside from the Upbit exchange, the token can be traded in other centralized platforms like Binance, MEXC, Bybit, Bithumb, Bitget, etc. It is also available on a few decentralized exchanges.   Founded in 2023, the Plume Network is a molecular blockchain tailored particularly for tokenizing and managing real-world assets (RWAs). These tokenized assets include commodities, credits, and ETFs, which can be used across DeFi for staking, lending, and trading. Plume pUSD as the Ecosystem Stablecoin  Additionally, the network has built-in tools that help it follow rules. These tools are part of the network’s core design. They make it easier for the network to meet regulatory requirements. As such, the network can work more smoothly and efficiently with regulators and legal standards. Furthermore, it uses technology from Arbitrum, a Layer 2 scaling solution for Ethereum, to provide security, scalability, and interoperability. It allows efficient cross-chain asset transfers. Since it’s compatible with the Ethereum Virtual Machine (EVM), it enables easy connectivity with other EVM-based networks and tools.  Plume USD (pUSD) is the stablecoin used in the Plume ecosystem. It’s the primary token for making payments, trading, and providing collateral. Every pUSD is backed by an equal amount of USDC, which helps keep its value steady. It is not an algorithmic stablecoin. Instead, it works directly as a wrapped version of USDC, making it easy to understand and less risky.  Free Minting and Redemption of pUSD  According to the network, it plans to launch optional yield-bearing versions because pUSD cannot earn yields on its own. The network also allows users to mint or redeem pUSD without charges.  Plume also offers different types of special vaults. These vaults give users access to strategies managed by professional teams. Each vault is built for a specific risk level and is run by trusted institutional partners. These vaults include ETF-based, market-neutral, and diversified liquid vaults. While users can delegate the token to validators, PLUME holders can participate in governance by voting on proposals related to upgrades, network enhancements, and ecosystem funding. As an incentive, the network distributes PLUME rewards for activities such as quests, referrals, and general community engagement. Meanwhile, users maintain ownership of staked tokens. During the staking period, tokens are locked. To help ensure network stability, unstaking will require a 21-day waiting period. The post Here’s Why PLUME is Up Over 30% Today appeared first on CoinTab News.

Author: Coinstats
DeFi Is 30% On The Way To Mass Adoption: Chainlink Founder

DeFi Is 30% On The Way To Mass Adoption: Chainlink Founder

The post DeFi Is 30% On The Way To Mass Adoption: Chainlink Founder appeared on BitcoinEthereumNews.com. Decentralized finance (DeFi) may only be years away from mainstream adoption, according to Chainlink co-founder Sergey Nazarov. However, significant regulatory and institutional hurdles must still be cleared before it can achieve global scale. “I think we’re about 30% of the way there,” Nazarov said during an interview with MN Capital founder Michaël van de Poppe published to YouTube on Tuesday. DeFi, which is peer-to-peer financial services built on blockchain networks, could reach 50% global adoption once clearer regulation and legislation can explain why it is reliable, according to Nazarov.  Other industry executives have shared a similar view. Curve Finance founder Michael Egorov said in February that the biggest hurdles to DeFi adoption come from regulatory and legal uncertainty, as well as the need to comply with Know Your Customer and Anti-Money Laundering requirements. He also pointed to issues around liquidity and transparency of transactions and technical security risks. US government approving DeFi may start a domino effect Nazarov said that clarity will start with the US and spread quickly. “A lot of governments follow what the US does because they want to be compatible with the US financial system,” he said. Sergey Nazarov (left) spoke to Michael van de Poppe (right). Source: Michael van de Poppe Meanwhile, Michael Selig, who serves as chief counsel for the crypto task force at the US Securities and Exchange Commission, recently said, “When we’re thinking about DeFi, it’s something of a buzzword,” and the focus should be more on onchain applications, the features of these applications and whether there is an intermediary involved. Nazarov said DeFi global adoption will reach 70% when there is a clear and efficient pathway for institutional users to put their capital and clients’ money into DeFi. He anticipated that full global adoption would only arrive once DeFi grows large enough…

Author: BitcoinEthereumNews
Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026

Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026

Coinbase Ventures outlines 2026 crypto themes from RWA perpetuals and new trading models to deeper DeFi integration and AI-driven tools.   Coinbase Ventures recently shared a detailed view of the areas it plans to support through the coming year.  The firm pointed out several themes that could guide its next round of investments, including new […] The post Crypto News: Coinbase Ventures Maps Out Four Major Crypto Themes for 2026 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Tuum Secures Strategic Partnership Extension with Multitude Bank to Power Long-Term Growth and Innovation.

Tuum Secures Strategic Partnership Extension with Multitude Bank to Power Long-Term Growth and Innovation.

Tuum announced the renewal of its strategic partnership with Multitude Bank reinforcing Tuum’s role as a trusted core banking technology partner The post Tuum Secures Strategic Partnership Extension with Multitude Bank to Power Long-Term Growth and Innovation. appeared first on FF News | Fintech Finance.

Author: ffnews