Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15773 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
7 Coins Analysts Say Could Outperform Bitcoin This Cycle

7 Coins Analysts Say Could Outperform Bitcoin This Cycle

The post 7 Coins Analysts Say Could Outperform Bitcoin This Cycle appeared on BitcoinEthereumNews.com. Crypto Presales The crypto market is at a turning point with Bitcoin trading right around $89,000 following a pullback from ATHs at $126,000. Analysts now believe that a full market exodus is underway with investor capital now moving out of hype-driven coins and into those with real utility. According to recent reports by CoinDesk and CoinGlass, there is a definite trend: even as older Layer-1s rot, investors are shifting their funds to high-utility altcoins that address real-world issues, with influencers pointing toward projects that bridge the gap between traditional banking and blockchain technology. Amidst this market volatility, a clear trend has emerged: crypto investors are favoring protocols that offer tangible yield or payment solutions over “ghost chains” with empty blocks. Seven high growth crypto projects are taking the lead and we will be looking at what makes them tick in today’s market. Top 7 Best Cryptos To Invest In Now (2025 Edition) Remittix (RTX): A CertiK-audited payment gateway revolutionizing the space by allowing direct crypto-to-bank withdrawals in over 30 countries. Bitcoin Hyper: high-speed Layer-2 solution bringing EVM-compatible Dapps to Bitcoin. Mutuum: An over-collateralized DeFi lending protocol generating real, passive yield for users. SUI: A high-performance Layer-1 blockchain designed for instant transaction finality. BLAST: An Ethereum Layer-2 network that provides native yield on ETH and stablecoins. XRP: The established industry standard for cross-border institutional settlements, now expanding with its own RLUSD stablecoin. Limewire: Web3 content platform pivoting to decentralized AI data storage. 1. Remittix (RTX): The Payment Bridge Giant While other projects struggle to find product-market fit, Remittix (RTX) is aggressively seizing the payments sector. As investors scour the market for the Best Crypto to Buy Now, Remittix consistently tops the list due to its laser focus on solving the industry’s oldest problem: off-ramping. The project is not selling a dream;…

Author: BitcoinEthereumNews
Best Crypto to Buy Now: 7 Coins Analysts Say Could Outperform Bitcoin This Cycle

Best Crypto to Buy Now: 7 Coins Analysts Say Could Outperform Bitcoin This Cycle

Analysts now believe that a full market exodus is underway with investor capital now moving out of hype-driven coins and […] The post Best Crypto to Buy Now: 7 Coins Analysts Say Could Outperform Bitcoin This Cycle appeared first on Coindoo.

Author: Coindoo
Revolutionary Bitcoin Collateral Strategy: Metaplanet’s Bold $130M Corporate Financing Move

Revolutionary Bitcoin Collateral Strategy: Metaplanet’s Bold $130M Corporate Financing Move

BitcoinWorld Revolutionary Bitcoin Collateral Strategy: Metaplanet’s Bold $130M Corporate Financing Move Imagine a world where companies use Bitcoin not just as an investment, but as collateral for major financial moves. That’s exactly what Japanese listed company Metaplanet is doing with their groundbreaking plan to raise $130 million using Bitcoin collateral. This innovative approach represents a significant shift in how corporations view and utilize cryptocurrency assets. How […] This post Revolutionary Bitcoin Collateral Strategy: Metaplanet’s Bold $130M Corporate Financing Move first appeared on BitcoinWorld.

Author: bitcoinworld
Bitcoin (BTC) Price: BTC Rebounds From $84.5K Lows After Facing Resistance at $88K-$90K Range

Bitcoin (BTC) Price: BTC Rebounds From $84.5K Lows After Facing Resistance at $88K-$90K Range

The post Bitcoin (BTC) Price: BTC Rebounds From $84.5K Lows After Facing Resistance at $88K-$90K Range appeared on BitcoinEthereumNews.com. TLDR Bitcoin is trading near $86,000 after facing resistance at the $88,000-$90,000 range and rebounding from weekend lows around $84,500. Arthur Hayes predicts Bitcoin could test the low $80,000s but expects the $80,000 level to hold as strong support. The Federal Reserve will end quantitative tightening on December 1, which should improve dollar liquidity conditions for crypto markets. U.S. banks increased lending in November, creating expanding credit conditions that historically support Bitcoin price performance. Technical indicators show moderate risk-on sentiment with VIX declining to 21.9-22.1 and S&P 500 and Nasdaq futures posting gains. Bitcoin is currently trading near $86,000 as of November 24, 2025, based on spot trading data from Brave New Coin. The price represents a rebound from weekend lows near $84,500 following multiple attempts to break through the $88,000 to $90,000 resistance zone. The cryptocurrency faced technical resistance at the upper range over the weekend. These rejections reinforced caution among short-term traders who are now watching for the next directional move. Bitmex co-founder and Maelstrom CIO Arthur Hayes shared his outlook on social media platform X on November 24. Hayes explained how evolving U.S. monetary dynamics could influence Bitcoin’s short-term direction. Hayes described his expectations for Bitcoin’s price action. He stated that the cryptocurrency might see one more move down into the low $80,000s but expects $80,000 to hold as support. $BTC got rejected from its resistance level. If Bitcoin doesn't reclaim the $88,000-$90,000 level soon, it could drop towards a new monthly low. pic.twitter.com/jLLy82OSL6 — Ted (@TedPillows) November 24, 2025 The Bitmex co-founder pointed to improving dollar liquidity conditions. Hayes noted that the Federal Reserve’s quantitative tightening will stop on December 1, meaning this Wednesday will likely be the last decline in the balance sheet. Federal Reserve Policy Changes Support Crypto Markets At the October policy meeting,…

Author: BitcoinEthereumNews
Top 5 Crypto Presales With Promising Roadmaps Going Into 2026

Top 5 Crypto Presales With Promising Roadmaps Going Into 2026

The post Top 5 Crypto Presales With Promising Roadmaps Going Into 2026 appeared on BitcoinEthereumNews.com. Crypto Presales Bitcoin’s steady inflows continue to impact market sentiment as altcoins rotate into newer phases of accumulation. While institutional adoption is on the rise and more users are looking for early access to innovative blockchain technology, cryptocurrency presales remain one of the most actively watched segments of the digital asset space. Indeed, many crypto investors these days are focused on projects that show real development progress, active communities, and clearly defined token utility going into 2026. Below is a quick list of five presales gaining attention across crypto news outlets, market analysis platforms, and Web3 communities. These are frequently mentioned as contenders for the best crypto presale to buy now, with Remittix featured because of its PayFi utility and verified development structure. Best Crypto Presales to Buy Now Going Into 2026 BlockDAG RollBlock LilPEPE MaxiDoge Remittix (RTX) Presale Comparison Table Project Amount Raised  Key Theme Ecosystem Focus BlockDAG $437.49M Blockchain + DAG hybrid Ecosystem Focus RollBlock $12.19M+ Crypto Casino Payouts and profits sharing LilPEPE $27.67M+ Meme + Layer 2 network Low fees and fast transactions MaxiDoge $4.18M+ High-energy meme token Community driven culture Remittix (RTX) $28.20M+ PayFi payments ecosystem Crypto to fiat conversion, global transfers 1. Why BlockDAG Is Leading Infrastructure Discussions in 2026 BlockDAG has become one of the most covered infrastructure presales after raising over $437.49 million, a figure that reflects broad market interest in scalable blockchain alternatives. The project combines Bitcoin’s security model with a Directed Acyclic Graph structure, enabling it to handle quicker transactions while still keeping decentralized validation. This hybrid approach is in line with current trends in the crypto world, where developers are in search of alternatives to legacy blockchains without sacrificing reliability. The raised capital is being directed toward expanding node participation, ecosystem tools, and the broader roadmap designed to support future…

Author: BitcoinEthereumNews
JPMorgan Rumored to be Short Strategy Stock as Crypto Community Demands Boycott

JPMorgan Rumored to be Short Strategy Stock as Crypto Community Demands Boycott

TLDR JPMorgan issued a report warning that Strategy (formerly MicroStrategy) could be removed from the MSCI USA Index due to its Bitcoin holdings exceeding 50% of total assets The bank’s analysts estimate removal could trigger $2.8 billion to $8.8 billion in outflows from the stock Crypto community accuses JPMorgan of timing the bearish report to [...] The post JPMorgan Rumored to be Short Strategy Stock as Crypto Community Demands Boycott appeared first on CoinCentral.

Author: Coincentral
Ondo Finance Invests $25 Million in Figure’s YLDS Stablecoin for Treasury Fund

Ondo Finance Invests $25 Million in Figure’s YLDS Stablecoin for Treasury Fund

TLDR Ondo Finance invested $25 million in YLDS, a yield-bearing stablecoin issued by Figure Technology Solutions, to diversify its tokenized Treasury fund reserves. The YLDS stablecoin will back Ondo’s Short-Term US Government Bond Fund (OUSG), which holds $777 million in total value locked and offers 3.68% annual returns. Figure Technology operates lending infrastructure on Provenance [...] The post Ondo Finance Invests $25 Million in Figure’s YLDS Stablecoin for Treasury Fund appeared first on CoinCentral.

Author: Coincentral
SOL Slows at $140 While MUTM Surges 250% and Phase 6 Hits 90%, Top Crypto Investors Compare

SOL Slows at $140 While MUTM Surges 250% and Phase 6 Hits 90%, Top Crypto Investors Compare

The post SOL Slows at $140 While MUTM Surges 250% and Phase 6 Hits 90%, Top Crypto Investors Compare appeared on BitcoinEthereumNews.com. Solana (SOL) is slowing again near the $140 region, and the hesitation is hard to ignore. At the same time, Mutuum Finance (MUTM) is moving in the opposite direction, climbing 250% since the start of its presale and pushing Phase 6 past the 90% mark. With this sharp contrast, many top crypto investors are beginning to compare the two assets, asking whether SOL is losing momentum while a new crypto coin under $0.05 becomes more attractive. The tension between a stalling giant and a fast-moving newcomer is shaping one of the most interesting questions in crypto news today. Solana (SOL) Solana currently trades around $132 with a market cap near $78 billion. This size makes it one of the largest blockchain networks in the market, but it also slows down how fast it can climb. Large-cap cryptocurrencies need massive inflows to move even a small distance. SOL faces this exact challenge now, showing difficulty clearing the next resistance levels. Analysts highlight the first resistance zone near $142, which has already rejected several breakouts. Further resistance sits around the $190 to $205 range, creating a wide area where sellers historically step in. Market commentators suggest that SOL may remain stuck unless strong catalysts appear. Many investors who watch crypto prices today say SOL may continue to move sideways in the near term, especially if trading volume cools or if broader market sentiment weakens. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is taking a very different path. It is still in presale but has already raised $18.95 million, attracted over 18,200 holders, and sold 805 million tokens. The project started its presale at $0.01 and has grown to $0.035 across six phases, marking a 250% increase. Out of the four billion total supply, 45.5% is allocated to the presale, offering a large share…

Author: BitcoinEthereumNews
Ondo Boosts Tokenized Fund Backing With $25M Figure Stablecoin Investment

Ondo Boosts Tokenized Fund Backing With $25M Figure Stablecoin Investment

Ondo’s $25M investment into YLDS strengthens OUSG’s backing and accelerates the growth of real-world asset tokenization. OUSG activity runs on Ethereum, the move is considered bullish for ETH, potentially boosting demand and inflows. Ondo Finance invested about $25 million in Figure Technology Solutions’ yield-bearing stablecoin, YLDS, to strengthen the backing of its main product, OUSG—a [...]]]>

Author: Crypto News Flash
The New Battleground for Parallel EVMs: A Look at 12 Emerging Forces in the Monad Ecosystem

The New Battleground for Parallel EVMs: A Look at 12 Emerging Forces in the Monad Ecosystem

Author: Jae, PANews Monad, the high-performance public blockchain that the community has been eagerly anticipating this year, has finally launched. On the evening of November 24th, the Monad mainnet and MON token officially launched. Previously, as Coinbase's first Launchpad project, it attracted 85,820 participants who invested $269 million. Even in a sluggish market environment, the oversubscription of the Monad token sale demonstrates its ability to attract funds and its popularity. As a leader in the parallel EVM track, Monad has been touting a throughput promise of up to 10,000 TPS (transactions per second) and a final confirmation time of 1 second. Now, it's time for the market to put its claims to the test. For Paradigm, another major investment in the public blockchain sector, Monad serves as a litmus test for its investment capabilities in the crypto market. Whether it can redeem itself from Blast's previous failure will depend on this battle. The value of a high-performance public blockchain will depend on the carrying capacity of its ecosystem. Unlike strategies that simply rely on "copying and pasting" existing EVM applications, Monad has attracted a number of emerging projects seeking to leverage its high-frequency trading capabilities thanks to its unique technical architecture. The Monad ecosystem comprises 304 protocols, 77 of which are proprietary, with DeFi protocols accounting for over 60%. PANews has compiled a list of representative emerging projects within the Monad ecosystem, considering factors such as Monad exclusivity, investment institutions, and project activity. These projects cover DeFi, Launchpad, prediction markets, DeAI, and DePin, among others. However, Monad is still in the early stages of ecosystem development, with many projects still in testing or early interaction phases. Users should be aware of potential risks before participating. Mynt (USDm) Mynt (USDm) is a zero-knowledge proof stablecoin protocol powered by Succinct's SP1 zkVM (Zero-Knowledge Virtual Machine) and incorporating a collateralized minting model. Users can mint USDm using MON tokens as collateral while earning yield from reserve assets. Mynt prioritizes verifiable privacy, collaborating with Fairblock to use additive homomorphic encryption (PHE) and multi-party computation (MPC) to encrypt transaction amounts, avoiding the risk of front-running. Mynt also introduced the concept of "state liquidity." Thanks to ZK technology, USDm can achieve seamless combination of rents across different protocols, meaning that users do not need to frequently transfer tokens between different DeFi protocols; liquidity can be reused and verified simply through state proofs. During the testnet phase, Myn processed over 1 million transactions, generating $250,000 in revenue. Kintsu Kintsu is positioned as a liquidity staking protocol focused on maximizing capital efficiency. Users who stake MON receive sMON, a circulating token that accumulates staking rewards over time. The sMON token model is designed for deep DeFi integration. By allowing sMON to circulate and trade across various DeFi applications, Kintsu not only maintains the liquidity of staked assets but also allows users to deploy assets to yield markets without sacrificing the base staking rewards. Since its mainnet launch, Kintsu has demonstrated a strong early lead, with a TVL of 17.5 million MON (approximately $540,000) and 605 sMON holders. The protocol previously secured $4 million in seed funding led by Castle Island Ventures. Magma Magma is a liquidity staking platform that allows users to earn circulating staking tokens (gMON) by staking MON tokens. gMON not only represents staking rewards but is also composable, serving as collateral across various dApps (decentralized applications) within the Monad ecosystem for activities such as lending and trading. Since its mainnet launch, Magma's TVL (Total Value Locked) has exceeded 7.13 million MON (approximately $200,000), with over 800 gMON holders across 800 unique addresses and over 1,000 transactions. The protocol previously secured $3.9 million in seed funding from investors including Animoca Ventures. Kuru Kuru is a CLOB DEX (Centralized Order Book Decentralized Exchange) that executes entirely on-chain. Its unique feature lies in leveraging Monad's parallel execution and low latency to provide a CEX-like user experience while maintaining self-custody. Kuru's design allows market makers to place and cancel limit orders at high frequency with low, constant gas costs, addressing the core pain points of traditional DEXs in efficiency and price discovery. Keone Hon, co-founder and CEO of Monad Labs, has stated that Kuru can help DEXs narrow the execution gap with CEXs. After its mainnet launch, Kuru's TVL quickly surpassed $1.4 million, with 24-hour trading volume exceeding $11 million, generating approximately $9,000 in protocol revenue. Kuru previously secured $2 million in seed funding led by Electric Capital and $11.5 million in Series A funding led by Paradigm. Perpl Perpl is a full-chain Perp DEX (decentralized perpetual contract trading platform) built on Monad, and it also adopts the CLOB model. Derivatives trading has extremely high requirements for real-time price feeds, settlement, and margin; any delay can lead to high slippage or liquidation risks. The protocol leverages Monad's high throughput and sub-second finality to ensure that the entire process of order matching and trade execution can be completed on-chain, thereby eliminating reliance on centralized components such as off-chain sorters and further improving the transparency and efficiency of trading. Perpl previously secured $9.25 million in funding led by Dragonfly. Mu Digital Mu Digital is an RWA (Real-World Asset) platform designed to bring the Asian credit market on-chain, aiming to tokenize Asia's $20 trillion credit market. The protocol offers two main risk-tiered products: 1) AZND (Asian Dollar): a premium risk-tiered product backed by high-quality Asian credit instruments, offering a native yield of 6% to 7% upon launch; 2) muBOND: a basic risk-tiered product designed to provide enhanced yields of up to 15% for users seeking higher returns. The protocol had secured $1.5 million in pre-seed funding, with investors including traditional financial institution UOB Venture Management. Mu Digital launched its mainnet simultaneously, with muBond TVL (total value locked) reaching $20 million and AZND TVL reaching a staggering $80 million. Castora Castora is a decentralized P2P (peer-to-peer) prediction market, similar to platforms like Polymarket and Kalshi. It allows users to place P2P bets on real-world events, such as elections or sporting events, and settles the bets on-chain. The protocol leverages Monad's low latency to achieve real-time odds updates. Unlike traditional order book-based prediction markets, Castora employs a pool-based betting model. Users pay an "entry fee" to enter a specific prediction pool, and the system determines the winner at snapshot time. The user whose prediction is closest to the actual outcome wins the prize pool. Compared to order book-based prediction markets, Castora's mechanism is more similar to a "full share" or "pool" model, which lowers the barrier to entry for market makers, making it easier for ordinary retail investors to participate in liquidity provision and betting. Currently, Castora has launched early pools such as ETH price prediction and is one of the most frequently interacted dApps within the Monad community. Nad.fun Nad.fun is a social meme token issuance platform that allows users to deploy tokens in minutes at extremely low cost, supporting the entire process of creation, issuance, and trading, similar to pump.fun. The protocol uses classic bonding curve pricing to ensure fair early launches. Since its mainnet launch, Nad.fun has generated 30 new Meme tokens. Currently, the Meme token with the highest market capitalization is NADS, at $730,000, while ATH (its all-time high) once had a market capitalization approaching $2 million. FortyTwo Fortytwo is a DeAI inference network that utilizes "swarm inference" technology to achieve scalable, low-illusion AI through node contributions. The protocol supports distributed model training and inference, where AI agents can directly exchange data on-chain. Fortytwo operates with extremely high latency requirements. It leverages Monad's high-performance parallel execution environment to ensure that data exchange and inference tasks between AI agents are completed with very low latency. High transaction speed is also a prerequisite for achieving scalable intelligence. The protocol relies on a dynamic load balancing system to optimize resource utilization, ensuring nodes maintain high activity during light tasks such as video calls or web browsing, but automatically reducing or pausing inference when users perform heavy operations such as 4K video editing. This fine-grained resource management is only feasible if the underlying public blockchain can handle fast and inexpensive transactions. To date, Fortytwo has 450 active nodes, with over 4,500 inference tasks completed daily. The protocol previously secured $2.3 million in Pre-Seed funding led by Big Brain Holdings. Rumi Rumi aims to build an AI-driven media and advertising company. Its protocol employs a unique "watch-to-earn" model, rewarding users' content consumption behavior through a visual language model. Rumi is committed to transforming passive media content into interactive experiences, and its protocol supports intelligent media content parsing. It has already partnered with companies such as TVision and Story Protocol. Rumi's live streaming duration reached 8.5 billion hours in Q3, equivalent to 970,000 years of attention. The protocol previously secured $4.7 million in Pre-Seed funding led by a16z crypto, CSX, and EV3. Multisynq Multisynq aims to build a real-time application layer for the internet, bringing the instant collaboration experience of Google Docs to all online applications, including DeFi, gaming, and ambient coding, without relying on centralized cloud service giants. The agreement had previously secured $2.2 million in seed funding led by Manifold. Poply Poply is an NFT marketplace and distribution platform whose protocol emphasizes respect for creators' royalties and optimizes the NFT minting and listing experience based on Monad's high-frequency trading characteristics. Poply also provides AI tools (such as generative artwork based on prompts, which can be minted into series of NFTs) and user-friendly real-time bidding and trading functions. The protocol will launch 6,000 Poply Otters series NFTs on November 24, and will give holders user benefits such as lower transaction fees, higher token allocation, and exclusive airdrops.

Author: PANews