Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15767 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ondo Finance Invests $25M in YLDS Amid Crypto-Backed Lending Surge

Ondo Finance Invests $25M in YLDS Amid Crypto-Backed Lending Surge

The post Ondo Finance Invests $25M in YLDS Amid Crypto-Backed Lending Surge appeared on BitcoinEthereumNews.com. Ondo Finance has invested $25 million in YLDS, a yield-bearing stablecoin from Figure Technology Solutions, to diversify its tokenized US Treasurys fund. This move enhances onchain treasury reserves amid growing interest in crypto-backed lending by fintechs and exchanges. Ondo Finance adds YLDS to its reserves portfolio alongside tokenized Treasurys from BlackRock, Fidelity, and others. The […] Source: https://en.coinotag.com/ondo-finance-invests-25m-in-ylds-amid-crypto-backed-lending-surge

Author: BitcoinEthereumNews
Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss

Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss

BitcoinWorld Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss In a surprising move that’s captured the crypto world’s attention, Multicoin Capital has made a massive Multicoin Capital AAVE investment worth $49.3 million. This bold accumulation comes despite the firm currently facing significant unrealized losses. What does this tell us about their confidence in AAVE’s future? Why Is Multicoin Capital Doubling Down on AAVE? Over […] This post Multicoin Capital AAVE Investment: Bold $49.3M Accumulation Despite $13.9M Loss first appeared on BitcoinWorld.

Author: bitcoinworld
South Korea may postpone crypto tax regime for yet another year

South Korea may postpone crypto tax regime for yet another year

South Korea may need to postpone the implementation of its crypto tax laws for the fourth time as it continues to face difficulties making a clear tax structure for digital assets due to unclear definitions and a lack of tax standards for much of what cryptocurrency trading entails. South Korea’s plan to begin taxing virtual […]

Author: Cryptopolitan
Monad Mainnet Officially Launches, Ushering in a New Era of High-Performance Blockchain Infrastructure

Monad Mainnet Officially Launches, Ushering in a New Era of High-Performance Blockchain Infrastructure

The much-anticipated Monad Mainnet is now live, one of the biggest blockchain rollouts of the year, and the precursor of a highly scalable, parallelized execution environment that would deliver up to 10,000 transactions per second. The message was distributed via the primary social media of the project, and Monad invited the users to visit the recently established ecosystem through the application app.monad.xyz. Monad Mainnet is now live!Check it out here: https://t.co/emewXRKtNEhttps://t.co/emewXRKtNE— Monad (mainnet arc) (@monad) November 24, 2025 Monad, an up-and-coming Layer 1 blockchain, with parallel execution features and Ethereum Virtual Machine (EVM)-compatible infrastructure, has gained massive hype in Web3 because of its ability to achieve higher throughput, quicker transaction finality and developer-friendly architecture.  Governance Takes Shape with the Mon-Genesis Eco Forum After the mainnet announcement, the community was given another significant update with the launch of the Mon-Genesis Eco Forum v0.1, a new governance and community coordination center. The forum promotes early members to get involved in governance proposals, ecosystem project and long-term development planning of Monad. The announcement states that those who contribute early can be in a position to get augmented MON allocations in Q4 and this will serve as an incentive to participate in governance in these formative months.  This layer of the governance indicates that Monad cares about decentralization and making decisions collectively as it starts to become global blockchain platform. Staking MON Goes Live Across Validator Networks The MON token staking is now on and the mainnet is active in various validator portal allowing users to stake their tokens and earn the rewards by ensuring the security of the network. Delegation is offered on the gmonads.com dashboard and in the BlockVision staking interface, with delegators having a variety of choices to allocate stake to a worldwide network of validators. The staking model makes MON holders stakeholders in the chain performance and security. With the expansion of the number of validators and delegation, the decentralized security model of Monad is set to become stronger and more varied, with the capacity to supply the increased throughput that the chain will be designed to provide Curated Vaults Expand DeFi Access for MON and AUSD The other significant item in the ecosystem rollout is the launch of curated DeFi vaults aimed at simplifying the generation of yields to the users.  The MON Vault, managed by Steakhouse, provides an actively maintained strategy to MON holders, and the statistics indicate that a total of 21.6K dollars of value is locked. MVT is issued to participants as a token of deposit, which allows the flow of liquidity and easy accounting. Simultaneously, the Agora EarnAUSD vault run by Upshift has already achieved a total value locked of 5 million dollars. The vault offers a token of liquid yield, EarnAUSD, that allows users to earn yield on AUSD and retain the flexibility to access their assets. These vaults are some of the first DeFi products on Monad and they are the start of a fast-growing financial ecosystem. DeFi at the Speed of Monad Such categories as spot trading, perpetual derivatives, launchpads, lending and borrowing protocols are now part of the Monad eco system. Having numerous applications within each category, DeFi Teams have started implementing applications that are suited to the parallel execution model of Monad.  The early users will be able to visit six spot trading platforms, two perp trading venues, five launchpad and four lending/borrowing protocols.

Author: Coinstats
Bitcoin Price Climbs Toward $90,000 After Trump’s Positive China Update

Bitcoin Price Climbs Toward $90,000 After Trump’s Positive China Update

TLDR Bitcoin price surged above $88,000 following U.S. President Trump’s positive remarks on U.S.-China relations. Trump described the relationship between the U.S. and China as “extremely strong” after his call with Chinese President Xi Jinping. The Bitcoin rally follows a shift in market sentiment after Trump’s statement about ongoing progress between the two countries. Market [...] The post Bitcoin Price Climbs Toward $90,000 After Trump’s Positive China Update appeared first on Blockonomi.

Author: Blockonomi
XRP Jumps 9% as Franklin Templeton and Grayscale Launch Spot ETFs

XRP Jumps 9% as Franklin Templeton and Grayscale Launch Spot ETFs

XRP jumped more than 9% to $2.27 after Franklin Templeton and Grayscale launched their spot XRP ETF on Monday. The $1.69 trillion asset manager joined Bitwise, Grayscale, and Canary Capital in offering regulated XRP investment products, calling XRP “foundational” for global settlement infrastructure. This wave of ETF launches marks a turning point for XRP. After regulatory uncertainty faded with Ripple’s SEC settlement earlier in 2025, institutional interest is surging. Wave of Institutional ETF Launches Signals Market Maturity Franklin Templeton debuted the Franklin XRP ETF (XRPZ) on NYSE Arca, offering regulated XRP exposure through a grantor trust. The fund tracks the CME CF XRP-Dollar Reference Rate and uses Coinbase Custody as custodian, with BNY Mellon as administrator. According to Franklin Templeton’s announcement, the ETF allows investors to follow XRP’s performance transparently, without buying the cryptocurrency directly. “XRPZ offers investors a convenient and regulated way to access a digital asset that plays a critical role in the global settlement infrastructure,” stated David Mann, director of ETF products and capital markets at Franklin Templeton. Grayscale has also launched its XRP Trust ETF (GXRP) with a zero-fee introductory period, highlighting XRP’s strong market position. Bitwise, which launched its XRP ETF a week earlier, reported $100 million in initial inflows. The clustering of ETF launches signals that asset managers were prepared for regulatory clarity, which arrived from the SEC in 2025. Regulatory Resolution Paves Way for Wall Street Entry Ripple’s $125 million settlement with the Securities and Exchange Commission in May 2025 ended years of uncertainty. SEC statements confirm that Ripple resolved all claims without admitting wrongdoing, paid $50 million directly to the agency, and had the rest released from escrow. This resolution gave large financial institutions the assurance needed to pursue spot ETFs. Franklin Templeton’s participation is notable for its size, lending credibility to XRP’s story as a payment utility. Investors can now access XRP through regulated products managed by well-known custodians and with clear transparency. Source: BeInCrypto Still, prospectuses caution that risks remain, including XRP’s volatility, limited diversification, and regulatory uncertainty abroad. The ETF holds only XRP and cash, making it unsuitable as a standalone investment. XRP’s Technical Advantages Drive Institutional Interest XRP runs on the decentralized XRP Ledger (XRPL), designed for rapid payment settlement. XRPL documentation highlights near-instant, low-fee transactions and notes that over 3.3 billion transfers have beenprocessed on the network. XRPL’s consensus system is said to be energy efficient, settling transactions in three to five seconds. These features attract institutions seeking alternatives to SWIFT and traditional cross-border systems. Franklin Templeton’s prospectus and Grayscale Research both stress XRP’s usefulness as a currency bridge and for efficient, scalable transfers. With these characteristics, XRP sets itself apart from cryptocurrencies like Bitcoin, which mainly serve as a store of value. The current rally coincides with rising open interest in XRP futures, pointing to growing involvement from institutional and retail traders and suggesting sustained market activity. Geopolitical Dimensions and China Exposure Speculation Some analysts believe XRP could play a role in new cross-border payment corridors, including those in Asia, the Middle East, and Africa. Black Swan Capitalist has argued that China has indirect exposure to XRP through the BRICS New Development Bank and leading Japanese fintech SBI Holdings. However, direct adoption remains limited by Chinese policies. BRICS business council recommendations from April 2025 urged support for cross-border digital settlements — a theme in line with XRP’s core design, despite no explicit mention of the cryptocurrency. The recommendations highlight a growing need for efficient digital payment systems. The European Central Bank is also examining cross-border payment infrastructure. Project Nexus was discussed during an April 2025 speech about linking payment systems in Asia and Europe. These trends echo the global relevance of the XRP Ledger’s use cases.

Author: Coinstats
Arthur Hayes Foresees Bitcoin Stabilizing at $80K as Liquidity Improves

Arthur Hayes Foresees Bitcoin Stabilizing at $80K as Liquidity Improves

TLDR Arthur Hayes predicts Bitcoin price will experience volatility but expects the $80K level to hold as support. Hayes points to improved liquidity, including the end of quantitative tightening and increased bank lending, as key factors for Bitcoin’s stability. Market analysts suggest Bitcoin’s recent price action may indicate early signs of stabilization rather than a [...] The post Arthur Hayes Foresees Bitcoin Stabilizing at $80K as Liquidity Improves appeared first on CoinCentral.

Author: Coincentral
Tidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Market

Tidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Market

Tidalwave, an agentic AI-powered mortgage point-of-sale (POS) platform, today announced a $22 million Series A funding round led by Permanent Capital, with participation from D.R. Horton, Inc., the nation’s largest homebuilder, and a follow-on from Engineering Capital. This brings Tidalwave’s total funding to $24 million. The post Tidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Market appeared first on FF News | Fintech Finance.

Author: ffnews
Bitcoin Eyes $80,000 Support Amid ETF Inflows and Liquidity Boosts

Bitcoin Eyes $80,000 Support Amid ETF Inflows and Liquidity Boosts

Bitcoin might continue to move sideways below $90,000 in the coming days, according to BitMEX’s co-founder Arthur Hayes. He also predicted that the market might see at least another fall to the low $80,000 region before the market gains solid support. Hayes expects the $80,000 level to remain intact in spite of the expected volatility […]

Author: Tronweekly
Why Monad Chose Enso to Power Its $2.5 Billion Mainnet Launch

Why Monad Chose Enso to Power Its $2.5 Billion Mainnet Launch

Enso provides day-one integration for Monad's mainnet, enabling instant DeFi functionality and setting a new standard for blockchain launches.

Author: Hackernoon