Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15749 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Walmart Inc. (WMT) Stock: Retail Giant Enters South Africa With First Store Launch

Walmart Inc. (WMT) Stock: Retail Giant Enters South Africa With First Store Launch

TLDR Walmart opens its first store in South Africa, marking its African debut. Shoppers queued for hours seeking unique products and Black Friday deals. The store offers a 60-minute delivery service competing with Shoprite’s Sixty60. Walmart created 80 jobs and partnered with 15 local enterprises. WMT continues strong multi-year stock performance versus the S&P 500. [...] The post Walmart Inc. (WMT) Stock: Retail Giant Enters South Africa With First Store Launch appeared first on CoinCentral.

Author: Coincentral
Crypto treasury firms confront structural shifts as ETF appeal rises

Crypto treasury firms confront structural shifts as ETF appeal rises

The post Crypto treasury firms confront structural shifts as ETF appeal rises appeared on BitcoinEthereumNews.com. Investors long paid premiums for Digital Asset Treasury firms, seeing them as practical substitutes for holding Bitcoin when direct access was limited. That approach worked when regulated channels were scarce and corporate balance sheets offered the closest approximation to holding the asset itself. But according to Matt Hougan, chief investment officer at Bitwise Asset Management, the conditions that once supported those valuations have fundamentally changed. In a valuation framework released on Nov. 23, Hougan argued that the $130 billion sector now faces a structural shift. While the forces pushing DATs below the value of their crypto holdings, illiquidity, operating costs, and execution risk, are constant across the model, the factors that can lift valuations above parity are limited and uncertain. The natural state of a passive treasury, he wrote, is a discount. Shift toward discount valuations Hougan’s analysis challenges the assumptions that fueled the rise of companies such as Strategy (formerly MicroStrategy) and Metaplanet Inc., which built investment cases around holding large quantities of Bitcoin. His model treats spot-value parity as the starting point and subtracts three predictable valuation drags. The first is illiquidity. Bitcoin held inside a corporation cannot be redeemed directly by shareholders, and the friction between ownership and access typically results in a discount. Hougan described this gap as the price investors assign to delayed or constrained delivery of the underlying asset. The second is operating expense. Public companies incur recurring costs, including compensation, audits, custody arrangements, and legal services. Those expenses reduce net asset value on a continuous basis, meaning a dollar of Bitcoin held by a corporation is inherently worth less than a dollar held directly. The third is execution risk. Investors must account for the possibility that management will misallocate capital, misjudge markets, or face regulatory setbacks. Because the probability is non-zero, markets generally…

Author: BitcoinEthereumNews
Crypto treasuries facing $130 billion value reckoning as ETFs reshape market

Crypto treasuries facing $130 billion value reckoning as ETFs reshape market

Investors long paid premiums for Digital Asset Treasury firms, seeing them as practical substitutes for holding Bitcoin when direct access was limited. That approach worked when regulated channels were scarce and corporate balance sheets offered the closest approximation to holding the asset itself. But according to Matt Hougan, chief investment officer at Bitwise Asset Management, […] The post Crypto treasuries facing $130 billion value reckoning as ETFs reshape market appeared first on CryptoSlate.

Author: CryptoSlate
South Korea's cryptocurrency tax may be delayed again, with its implementation in 2027 uncertain.

South Korea's cryptocurrency tax may be delayed again, with its implementation in 2027 uncertain.

PANews reported on November 24th that, according to the Korea Business Economics Report, the cryptocurrency tax system, originally scheduled for implementation in 2027, may face its fourth postponement due to gaps in its core framework. The Korea Capital Markets Institute points out that the current definitions of returns from airdrops, lending, and staking are unclear, and there is a lack of taxation basis for overseas transactions and P2P transactions. Another postponement could severely undermine trust in the system. Industry insiders are calling for the prompt clarification of taxable objects and methods, as well as the establishment of an information tracking system. As of the first half of 2025, the number of users who have completed identity verification on South Korean domestic virtual asset exchanges has reached 10.77 million. This figure is similar to the 14.23 million investors in listed stocks at the end of last year.

Author: PANews
This $0.035 New Crypto Is Running Out Fast: Phase 6 at 90% Allocation as Investors Rush In

This $0.035 New Crypto Is Running Out Fast: Phase 6 at 90% Allocation as Investors Rush In

There is a new crypto, of $0.035, coming out of the market faster than anybody predicted. Mutuum phase 6 presale has already passed the 90% mark, and with every hour, new buyers that are unwilling to wait to see the next price increase join it. This has seen many investors want to invest in this […]

Author: Cryptopolitan
Top 3 Best Cryptos to Buy Before December 2025

Top 3 Best Cryptos to Buy Before December 2025

As the market prepares to make its last dash into December 2025, market participants are busy weeding out all noise and focusing their efforts towards isolating those cryptos with buying potential prior to the next big move.

Author: Cryptodaily
AAVE-Driven Tokenized Securities Could Revolutionize Lending and Borrowing, According to Robinhood CEO Vlad Tenev

AAVE-Driven Tokenized Securities Could Revolutionize Lending and Borrowing, According to Robinhood CEO Vlad Tenev

The post AAVE-Driven Tokenized Securities Could Revolutionize Lending and Borrowing, According to Robinhood CEO Vlad Tenev appeared on BitcoinEthereumNews.com. COINOTAG News reports that Robinhood CEO Vlad Tenev, speaking on the a16z podcast, highlighted the securities lending market as a major revenue source for brokers and counterparties. He also noted its enduring opacity and inefficiency, even as activity expands across diverse venues. Much trading still flows through Bloomberg terminals and peer-to-peer chat matching, a framework that clouds execution timing and credibility. The entrenched workflow for securities lending has persisted for decades, shaping capital allocation and elevating risk management burdens for brokers and lenders. Looking ahead, tokenization could enable a liquidity pool of tokenized assets, potentially simplifying lending and borrowing via a protocol akin to Aave. Such a shift would emphasize transparency and efficiency, while requiring robust oversight and risk controls. Source: https://en.coinotag.com/breakingnews/aave-driven-tokenized-securities-could-revolutionize-lending-and-borrowing-according-to-robinhood-ceo-vlad-tenev

Author: BitcoinEthereumNews
$4.1M Move Signals Bullish Confidence

$4.1M Move Signals Bullish Confidence

The post $4.1M Move Signals Bullish Confidence appeared on BitcoinEthereumNews.com. In a significant move that’s catching the attention of crypto enthusiasts, market maker Wintermute has executed a substantial Wintermute AAVE withdrawal from Kraken exchange. The transaction involved 24,124 AAVE tokens valued at approximately $4.1 million, according to blockchain analytics platform The Data Nerd. This strategic move raises important questions about institutional sentiment toward the popular DeFi token. What Does This Wintermute AAVE Withdrawal Really Mean? The recent Wintermute AAVE withdrawal represents more than just a routine transaction. When major market makers move assets off exchanges, it typically indicates a shift toward long-term holding strategies. Wintermute, as one of the largest crypto market makers, often influences market sentiment through such moves. Their decision to withdraw AAVE from Kraken suggests confidence in the token’s future performance. Market analysts interpret exchange withdrawals as bullish signals because they reduce immediate selling pressure. When tokens remain on exchanges, they’re readily available for quick sales. However, moving them to private wallets often means the holder plans to keep them for extended periods. Why Should Crypto Investors Care About This Move? The timing and scale of this Wintermute AAVE withdrawal provide valuable insights for market participants. Here are key reasons why this transaction matters: Institutional Confidence: Large withdrawals often precede price appreciation Reduced Selling Pressure: Fewer tokens available on exchanges means less immediate liquidation risk Market Sentiment Indicator: Professional traders’ moves often signal broader market trends DeFi Ecosystem Strength: AAVE’s continued institutional interest validates the DeFi sector This substantial Wintermute AAVE withdrawal occurred about 10 hours before publication, according to blockchain data. The speed and efficiency of such large transactions demonstrate the maturity of cryptocurrency infrastructure. How Does This Impact AAVE’s Market Position? The Wintermute AAVE withdrawal comes at a crucial time for the DeFi ecosystem. AAVE remains one of the leading lending protocols in decentralized finance,…

Author: BitcoinEthereumNews
Strategic Wintermute AAVE Withdrawal: $4.1M Move Signals Bullish Confidence

Strategic Wintermute AAVE Withdrawal: $4.1M Move Signals Bullish Confidence

BitcoinWorld Strategic Wintermute AAVE Withdrawal: $4.1M Move Signals Bullish Confidence In a significant move that’s catching the attention of crypto enthusiasts, market maker Wintermute has executed a substantial Wintermute AAVE withdrawal from Kraken exchange. The transaction involved 24,124 AAVE tokens valued at approximately $4.1 million, according to blockchain analytics platform The Data Nerd. This strategic move raises important questions about institutional sentiment toward the popular […] This post Strategic Wintermute AAVE Withdrawal: $4.1M Move Signals Bullish Confidence first appeared on BitcoinWorld.

Author: bitcoinworld
British Business Bank Publishes Five-Year Strategic Plan to Deliver Step Change in Smaller Business Finance

British Business Bank Publishes Five-Year Strategic Plan to Deliver Step Change in Smaller Business Finance

The British Business Bank responds to an updated mandate from the UK Government by publishing a five-year strategic plan for smaller business finance The post British Business Bank Publishes Five-Year Strategic Plan to Deliver Step Change in Smaller Business Finance appeared first on FF News | Fintech Finance.

Author: ffnews