Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15737 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Why Most Crypto Treasury Firms Trade at a Discount

Why Most Crypto Treasury Firms Trade at a Discount

The post Why Most Crypto Treasury Firms Trade at a Discount appeared on BitcoinEthereumNews.com. Bitwise Chief Investment Officer Matt Hougan highlights common mispricing in Digital Asset Treasury Companies (DATs). He urges investors to consider valuation beyond simple crypto holdings as these firms navigate complex financial dynamics. DATs now manage over $130 billion in digital assets, serving as vital links between traditional capital markets and direct cryptocurrency exposure. Their unique position brings new valuation challenges that set them apart from other investment vehicles. Sponsored Bitwise Just Revealed 3 Ways to Value DATs: All You Need to Know Bitwise CIO Matt Hougan warns that most DATs are mispriced. While many trade at a discount to their assets, a few can trade at a premium by boosting crypto-per-share. Hougan’s framework offers investors a clear way to separate the winners from the laggards. 1/ I see a lot of bad analysis of DATs, or digital asset treasury companies. Specifically, I see a lot of bad takes on whether they should trade at, above, or below the value of the assets they hold (their so-called “mNAV”). Here’s how I approach it. — Matt Hougan (@Matt_Hougan) November 23, 2025 Why Most DATs Trade at a Discount Hougan highlights three main reasons DATs usually underperform: Illiquidity: Investors demand a 5–10% discount if assets aren’t immediately accessible. Expenses: Operational costs and executive compensation directly reduce value. Sponsored For example, $100 of Bitcoin minus $10 of expenses per share equals a 10% discount. Risk: Mistakes, market shifts, or execution errors further lower valuations. “…most of the reasons they should trade at a discount are certain, and most of the reasons they might trade at a premium are uncertain,” Hougan says. This means the majority of DATs will underperform relative to their net asset value (mNAV). Sponsored How DATs Can Trade at a Premium Some DATs outperform by increasing crypto-per-share, with Hougan identifying four…

Author: BitcoinEthereumNews
DeFi Lending Skyrockets in Q3, Crushing CeFi: Galaxy Reports

DeFi Lending Skyrockets in Q3, Crushing CeFi: Galaxy Reports

Amidst incentives, stronger collateral, and rising prices, DeFi lending surged in Q3, capturing a record 55.7% market share during the quarter.

Author: CryptoPotato
Trending New Crypto at $0.035 Expected to Deliver Better Returns Than Solana (SOL) This Cycle

Trending New Crypto at $0.035 Expected to Deliver Better Returns Than Solana (SOL) This Cycle

The post Trending New Crypto at $0.035 Expected to Deliver Better Returns Than Solana (SOL) This Cycle appeared on BitcoinEthereumNews.com. As the market shifts its attention toward the new crypto projects showing the strongest early traction, Mutuum Finance (MUTM) is quickly emerging as one of the most promising coins. At just $0.035 to enter, MUTM is making headlines fast due to its quickly accelerating presale success and its genuine DeFi use case, as well as its growth development already being established to rival and potentially outperform many big altcoins at this point and beyond. In contrast, Solana (SOL) is struggling to maintain any serious momentum at all. The market favors new crypto development at any cost now much higher than before. MUTM is drawing attention as the top crypto that could redefine early-stage DeFi opportunities this cycle. Solana Faces Serious Breakdown Risk as Price Hangs on to Last Support Levels Solana (SOL) is on the brink of a major technical breakdown and may quickly enter the $85 to $55 region if it fails to show signs of bouncing back beyond key support at $130. Until Solana shows significant signs of bouncing back, selling pressure is expected to continue. As market players continue to monitor this development and begin to hunt for new crypto projects displaying initial growth momentum to join or invest in, opportunities presented by Mutuum Finance (MUTM) have already presented explosive growth rates at the presale stage. MUTM is now being seen as a top crypto for investors seeking early adoption in DeFi. MUTM Presale: Taking Advantage of the Movement Before Phase 7 Mutuum Finance (MUTM) is causing significant market hype as it is nearing the end of Phase 6 for its presale. The current price of its tokens is $0.035, marking a 250% jump from its initial price at Phase 1. It is notable that it has received contributions of over 18,140 individuals worth $18.9 million. As…

Author: BitcoinEthereumNews
Ethereum Price Prediction: ETH Price Tests the $2,400 Lifeline Amid Soft ETF Demand, but Analysts Maintain a $4,000 Recovery Target

Ethereum Price Prediction: ETH Price Tests the $2,400 Lifeline Amid Soft ETF Demand, but Analysts Maintain a $4,000 Recovery Target

The post Ethereum Price Prediction: ETH Price Tests the $2,400 Lifeline Amid Soft ETF Demand, but Analysts Maintain a $4,000 Recovery Target appeared on BitcoinEthereumNews.com. Trading around $2,700, Ethereum’s recent decline highlights ongoing market pressures. Analysts note that holding the $2,400–$2,500 support zone could determine whether ETH resumes a bullish trajectory toward $4,000 or continues a short-term downward correction. Ethereum Pulls Back as Market Tests Key Support Levels Ethereum is approaching one of its most significant support regions in over a year, bringing renewed attention to the Ethereum price trajectory. After weeks of corrective movement, the price of Ethereum trades near the $2,700 zone, pressured by soft ETF demand, cautious investor sentiment, and competition from other major blockchain networks. Ethereum has underperformed in the current cycle, raising questions about its potential to reach new highs. Source: Mister Crypto via X Mister Crypto, a long-time market commentator with expertise in ETH macro cycles and technical analysis, noted that Ethereum has been “very disappointing this cycle,” highlighting the gap between current levels and its 2024 peak. As of November 23, 2025, the current ETH price sits roughly 40% below the previous year’s high of $4,500. Weaker-than-expected inflows into U.S.-listed Ethereum ETFs have partially driven the decline. According to Farside Investors’ November 21, 2025, report, ETH ETFs have received only $1.2 billion in net inflows year-to-date, compared to $18 billion for Bitcoin ETFs. This disparity reflects measured institutional interest in Ethereum relative to Bitcoin, according to ETF research analysts. ETF Flows Show Signs of Stabilization, but Momentum Remains Mixed Recent Ethereum news highlights some stabilization in ETF flows, though the trend remains uneven. On November 21, 2025, Farside Investors reported $55.7 million in net inflows across ETH ETFs, breaking a nine-day outflow streak. Fidelity’s FBETH ETF led with $95.4 million in new assets, while BlackRock’s ETHA saw a $53.7 million outflow. Selective rotation continues: BTC sees $903M ETF outflows, and stables flood in (USDT $834M, USDC $500M), while…

Author: BitcoinEthereumNews
Is This Crypto the Next Dogecoin (DOGE)? Analysts Say It Could Surge Higher

Is This Crypto the Next Dogecoin (DOGE)? Analysts Say It Could Surge Higher

Dogecoin (DOGE) has long been a symbol of meme‑coin mania, but analysts are now drawing surprising parallels between its early accumulation phase and Mutuum Finance (MUTM), a new DeFi crypto gaining serious traction. What helped Dogecoin go viral was not its meme coin power alone but its natural organic growth, speculation-driven retail sentiment, and overall […]

Author: Cryptopolitan
Top Crypto to Invest in: Mutuum Finance (MUTM) Steal the Spotlight as a Potential Cardano (ADA) Beater Ahead of 2026

Top Crypto to Invest in: Mutuum Finance (MUTM) Steal the Spotlight as a Potential Cardano (ADA) Beater Ahead of 2026

While preparing for 2026 in the crypto market, investors continue to seek new cryptos to buy now with high possible growth past established players. While Cardano (ADA) continues to have strong support among its loyal investor base and fundamentals intact, it appears to be experiencing some sort of integration uncertainty regarding key support levels while […]

Author: Cryptopolitan
Global Fans Celebrate as Milk Mocha’s $HUGS Presale Launches, Blending Love, NFTs, and Crypto Rewards

Global Fans Celebrate as Milk Mocha’s $HUGS Presale Launches, Blending Love, NFTs, and Crypto Rewards

The post Global Fans Celebrate as Milk Mocha’s $HUGS Presale Launches, Blending Love, NFTs, and Crypto Rewards appeared on BitcoinEthereumNews.com. After weeks of growing anticipation, the Milk Mocha presale has officially started. Following one of 2025’s most discussed whitelist events, the project now opens its doors to everyone ready to join a creative and emotionally driven blockchain launch. Fans, traders, and newcomers alike are invited to take part in what many are calling one of the best presale crypto events of the year. The whitelist, which filled faster than expected, is now closed for good. However, the journey continues through a structured 40-stage presale that began at just $0.0002 per token, with gradual price increases each week. Every stage brings a new milestone, turning early participation into real advantages. With automatic token burns at the end of each round, scarcity becomes a built-in feature rather than a promise. Whitelist Rush Turns Into a Presale Celebration The Milk Mocha whitelist didn’t just reach its limit, it surpassed it. Thousands of registrations came in from more than 80 countries, proving that community enthusiasm and blockchain innovation can work hand in hand. Now that the presale is open, those who missed the whitelist can still become part of this expanding global project, recognized as one of the best presale crypto opportunities in 2025. Accessibility remains at the heart of the $HUGS system. Participants can join without KYC requirements or complex registration. All it takes is an email and wallet connection. Each stage of the presale raises both the token price and excitement, rewarding early participants through a transparent, stage-based model. It is more than a presale; it is a global celebration that blends emotional connection with structured opportunity. As Milk Mocha moves from whitelist momentum to presale progress, it continues to show how creativity and solid planning can align to deliver meaningful participation in one of the best presale crypto projects this year.…

Author: BitcoinEthereumNews
Sui Crypto Gains Attention, But XRP Tundra Delivers Real Yield

Sui Crypto Gains Attention, But XRP Tundra Delivers Real Yield

The post Sui Crypto Gains Attention, But XRP Tundra Delivers Real Yield appeared on BitcoinEthereumNews.com. Sui’s recent recovery has attracted attention from analysts tracking L1 ecosystems heading into the final quarter of 2025. After a turbulent October, the asset stabilized around key support levels and posted multiple short-term gains between early and mid-November.  Rising engagement metrics support the current rebound. Growing DeFi liquidity strengthens the trend. Renewed institutional curiosity gives Sui momentum despite its earlier volatility. At the same time, long-horizon investors have shifted focus toward ecosystems capable of converting network activity into predictable returns. XRP Tundra has emerged as a key beneficiary of this shift.  An institutional acquisition accelerated its launch. A dual‑chain architecture optimizes its throughput. A yield model backed by verifiable revenue strengthens its foundation.  Sui navigates a recovery phase. Tundra consolidates institutional traction through structural clarity and economic discipline. Sui’s Recent Activity Spike Contrasts With Earlier Declines Sui’s current momentum follows a period of declining activity across multiple on-chain indicators. The seven‑day moving average of active addresses has fallen to about 644,000. This marks the lowest level since late 2024. It sits more than 40% below the February 2025 peak of 1.56 million. TVL has also fluctuated, recently stabilizing above $2.6 billion after falling earlier in the quarter. The network’s recent uptick has been supported by several catalysts: A Sui Name Service (SuiNS) airdrop that rewarded early governance participants A surge in DEX activity and new DeFi integrations, including Ethena’s upcoming suiUSDe stablecoin Institutionally aligned interest from ETF issuers and asset managers exploring regulated SUI products Market stabilization following a significant token unlock of nearly 44 million tokens on November 1 These developments have helped Sui regain momentum. However, the ecosystem remains sensitive to broader liquidity conditions and continued supply releases. Tundra’s Dual-Chain Expansion Reinforces Its Long-Term Positioning Tundra’s early traction is rooted in an architecture built to separate governance from…

Author: BitcoinEthereumNews
Why the MITRE ATT&CK Framework Actually Works

Why the MITRE ATT&CK Framework Actually Works

ATT&CK makes detection engineering measurable by mapping real TTPs to your content, exposing visibility gaps attackers rely on to stay hidden.

Author: Hackernoon
Mutuum Finance Presale Sells Out 95% of Phase 6 as 18,000+ Investors Join, V1 Testnet Launch Coming

Mutuum Finance Presale Sells Out 95% of Phase 6 as 18,000+ Investors Join, V1 Testnet Launch Coming

Mutuum Finance is a DeFi platform offering decentralized lending and borrowing with interest-bearing tokens. Phase 6 presale is now 95% sold out, drawing over 18,120 investors and raising nearly $19 million. Investors looking to secure tokens at this price point have a limited window of opportunity before Phase 7 begins.

Author: Hackernoon