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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15685 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Coinbase Expands Onchain Lending, Now Accepts ETH as Collateral

TLDR Coinbase has expanded its on-chain lending product to include ETH as collateral. Users can borrow up to $1 million in USDC without selling their cryptocurrency. The loans are facilitated through the Morpho lending protocol on Base, with Coinbase handling the user interface. ETH-backed loans use wrapped ETH (WETH) as collateral, with support for staked [...] The post Coinbase Expands Onchain Lending, Now Accepts ETH as Collateral appeared first on CoinCentral.

Author: Coincentral

2025/11/21

Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen

The post Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen appeared on BitcoinEthereumNews.com. Bitget Wallet unveils a zero-fee crypto card in 50+ countries for seamless stablecoin spending. Users get $400/month with no fees on FX markups, conversions, or hidden charges. Bitget’s Pay Suite offers crypto card, QR payments, in-app shopping, and fiat-to-crypto bridging. While stablecoins now move more money annually than Visa, crypto payments still feel expensive. Bitget Wallet’s new zero-fee card and Pay Suite aim to change that. Stablecoin Growth, but Still Expensive to Spend Stablecoins surpassed Visa in transaction volume this year, showing how digital dollars are becoming faster and more efficient than traditional money. But spending crypto can still be costly. Most crypto cards come with hidden fees: 1.5%–3% for currency exchange 0.5%–1.5% for top-ups or conversions 0.5%–3% in price slippage Plus annual or inactivity fees These fees can add up to 7% per transaction, making crypto less efficient than it should be. Bitget Wallet’s Zero-Fee Crypto Card Bitget Wallet has launched a zero-fee crypto debit card in over 50 countries, including Europe, Latin America, and parts of Asia. It works with Visa and Mastercard while keeping everything on the blockchain. Users get a $400 monthly allowance with no fees for FX markups, conversion costs, or hidden charges. Transactions use real-time exchange rates, solving one of the biggest pain points of using crypto cards. Why This Matters: Stablecoins Are Becoming Mainstream The rise of stablecoins is making crypto a more common payment method. The IMF reported $1.2 trillion in stablecoin transactions in Q3 2025, with 70% of this volume coming from emerging markets, areas most affected by currency exchange issues. Bitget Wallet data shows that 40% of users now use crypto for everyday payments, moving beyond just trading. Stablecoins are already being used as regular currency for things like remittances and e-commerce. The main barrier is high fees, and Bitget…

Author: BitcoinEthereumNews

2025/11/20

Crypto Lending Hits $73.6B Record as DeFi Captures Two-Thirds of Market

Outstanding crypto loans in Q3 2025 surpassed the 2021 peak by 6%, with onchain lending now holding 66.9% market share versus 48.6% four years ago The post Crypto Lending Hits $73.6B Record as DeFi Captures Two-Thirds of Market appeared first on Coinspeaker.

Author: Coinspeaker

2025/11/20

Top Cryptos Presales Spotlight: 5 High-Potential Coins Capturing Investor Attention

Some moments in the market feel like a switch flipping. One day everything looks routine, and the next, a new project arrives that suddenly makes every other opportunity look late. LivLive ($LIVE) has become that turning point, offering a real-world solution to a problem countless users experience daily: how to turn everyday actions into measurable [...] The post Top Cryptos Presales Spotlight: 5 High-Potential Coins Capturing Investor Attention appeared first on Blockonomi.

Author: Blockonomi

2025/11/20

BlackRock’s Staked Ethereum ETF Play Could Supercharge Bitcoin Hyper

What to Know: BlackRock’s move toward a staked Ethereum ETF marks the arrival of yield-bearing crypto ETFs that blend price exposure with on-chain staking rewards. The success of ETHA and broader interest in staking products indicate that major asset managers are ready to scale deeper into core crypto infrastructure. Bitcoin Hyper addresses Bitcoin’s scalability limits through a rollup-style Layer-2 using wrapped BTC, aiming to transform Bitcoin into a functional DeFi settlement layer. With more than $28M raised, 41% staking rewards, and utility tied directly to Bitcoin’s expansion, Bitcoin Hyper provides asymmetric upside in an ETF-driven market cycle. BlackRock just spun up a new trust in Delaware for an iShares Staked Ethereum Trust ETF, signaling phase two of institutional crypto: yield on-chain, wrapped in TradFi. Roughly 15 months after launching its flagship Ethereum ETF, $ETHA, the asset management giant is now lining up a product that combines $ETH price exposure with staking rewards. $ETHA, which launched in July 2024, has already pulled in around $13B in inflows and quickly became one of the most successful spot Ethereum ETFs on the market. The key detail: ETHA itself does not stake its $ETH, so investors get pure price exposure alone, and nothing from the roughly 4% average staking yield that validators earn on-chain. The new trust changes that equation. A staked $ETH ETF would transform Ethereum exposure into a total-return product, tacking on staking yield to capital gains. That kind of structure is tailor-made for institutions that want the benefits of blockchain without running their own validator infrastructure or worrying about slashing risks. As more issuers follow with staking products, a larger slice of $ETH will be locked up, tightening supply and deepening liquidity in regulated venues. When big money gets comfortable with yield-bearing crypto ETFs on Bitcoin and Ethereum, the usual pattern is simple: liquidity and attention trickle down the risk curve. First majors, then high-beta infrastructure plays. In this cycle, one of the cleanest ways to express that ‘higher beta on Bitcoin’ thesis is not another meme coin, but a Bitcoin Layer-2 like Bitcoin Hyper ($HYPER) that tracks Bitcoin’s performance while adding real utility. That is where Bitcoin Hyper’s ongoing presale starts to look very interesting. Bitcoin Hyper Turns Bitcoin into A Scalable DeFi Powerhouse Bitcoin Hyper is building a Layer-2 rollup on top of Bitcoin that batches transactions off-chain, executes them at high speed, then settles the final state back to Bitcoin Layer-1. In practice, it aims to turn Bitcoin into something that feels closer to Solana in terms of speed, while still inheriting Bitcoin’s battle-tested security. To do this, the team uses a canonical bridge that wraps native $BTC into a compatible asset for use on the Hyper rollup. A Solana Virtual Machine environment then handles execution, enabling thousands of transactions per second and near-instant finality. On top of that, developers can plug in DeFi protocols, NFT marketplaces, and other dApps that simply are not viable on Bitcoin’s base layer today. This is the pain point Bitcoin Hyper goes after: Bitcoin is the largest, most trusted asset in crypto, yet still awkward to use beyond simple transfers and custody. Fees spike in every hype cycle, throughput caps out around single-digit TPS, and DeFi flows largely bypass the network. By pushing computation to an L2 while anchoring security on Bitcoin, Hyper tries to unlock that trapped value. From a macro angle, the timing lines up with the ETF story. As spot Bitcoin ETFs accumulate coins and BlackRock explores yield products on Ethereum, more institutional capital is parked in base-layer assets. The next logical step is infrastructure that lets those assets actually move and work in DeFi. A Bitcoin-native L2 that can route wrapped BTC into lending, DEXs, and payments is directly aligned with that shift. Add in the project’s public focus on conservative security assumptions, and the narrative becomes straightforward: a scaling solution that respects the base chain, rather than trying to replace it. Bitcoin Hyper Presale, Staking Rewards, And ETF-Driven Upside On the numbers side, the Bitcoin Hyper presale has already raised over $28M, with the current token price sitting at $0.013305. That puts it in the upper tier of the best crypto presales of 2025 and suggests there is real appetite for Bitcoin-aligned infrastructure rather than just memes. Staking is a major part of the pitch. Early buyers can stake $HYPER for reported rewards of around 41%, turning idle presale allocations into a yield-bearing position while the team ships its roadmap. Learn how to buy and stake $HYPER today. For investors who are already eyeing BlackRock’s staked $ETH ETF as a source of passive income, that kind of on-chain yield on a high-beta token adds an extra layer of torque. There is also a clear roadmap-linked upside story. Our price modeling sees potential highs of $0.08625 in 2026 if Bitcoin Hyper hits its milestones around mainnet, early dApps, and DAO launch. Relative to the current presale price of $0.013305, that target implies roughly a 546% increase. For holders who already believe in Bitcoin’s long-term trajectory and see BlackRock-style products as confirmation, $HYPER acts like a leveraged play on that same thesis: more throughput, more DeFi rails, and more ways for $BTC liquidity to earn yield. In other words, while BlackRock stays tightly focused on Bitcoin and Ethereum ETFs, investors who want to front-run where that institutional adoption might push demand next are looking directly at Bitcoin Layer-2s. Right now, Bitcoin Hyper is one of the few presales offering that combination of narrative fit, clear technical design, and significant capital already committed. Check out the Bitcoin Hyper presale. This article is for informational purposes only and is not financial advice. Crypto and presale investments are highly volatile and risky. Authored by Aaron Walker for NewsBTC — https://www.newsbtc.com/news/ blackrock-staked-ethereum-etf-bitcoin-hyper-layer2-presale

Author: NewsBTC

2025/11/20

61% of Singapore’s Finance-Savvy Investors Choose Trust Over Low Fees: Survey

Singapore’s retail crypto market is maturing as investors move away from chasing the cheapest platforms and toward exchanges they consider trustworthy

Author: CryptoNews

2025/11/20

Anchorage–Mezo Partnership Expands Access to Bitcoin-backed Loans

The post Anchorage–Mezo Partnership Expands Access to Bitcoin-backed Loans appeared on BitcoinEthereumNews.com. Mezo, a Bitcoin-native DeFi platform for BTC-backed borrowing and yield, has partnered with Anchorage Digital to bring low-cost stablecoin loans and short-term veBTC rewards to institutional clients. The move gives public companies and digital asset treasuries a compliant on-ramp into Bitcoin-native finance. Through Anchorage’s Porto wallet, institutions can borrow against their Bitcoin (BTC) at a fixed 1% rate using Mezo’s Bitcoin-backed stablecoin, MUSD, according to Wednesday’s announcement. The integration also adds short-term yield tools. Clients will be able to lock Bitcoin for a period of six to 30 days and receive veBTC. This tokenized position shares onchain network fees and offers higher rewards for longer commitments, along with governance rights over Mezo’s fee structure and economics. Matt Luongo, CEO of Thesis and co-founder of Mezo, said: “Mezo is realizing Hal Finney’s vision for a Bitcoin banking experience that issues its own digital currency backed by Bitcoin, acting as banks did before they became nationalized.” Mezo is a Bitcoin-native finance protocol that lets users borrow, save and earn yield through onchain tools powered by MUSD. It was built by Thesis, a Bitcoin venture studio founded in 2014 that builds decentralized products and infrastructure. Related: Advocacy group proposes DeFi solutions to address global poverty Bitcoin-backed borrowing surges Bitcoin-backed borrowing has gained momentum in 2025, with a steady stream of new platforms and products emerging online. The trend is expected to grow sharply, with a February report from Osler, Hoskin & Harcourt estimating the market could surge to $45 billion by 2030. Tether revealed yesterday that it has taken an undisclosed stake in Ledn, a Bitcoin-backed lending platform that offers consumer loans secured by crypto. In October, Ledn said it had originated $392 million in Bitcoin-backed loans during the third quarter of 2025. In May, Cantor Fitzgerald teamed up with Maple Finance and FalconX…

Author: BitcoinEthereumNews

2025/11/20

The Cheap Crypto Whales Favor for 2500% Upside – And It Isn’t Bitcoin (BTC)

The market is experiencing a new phenomenon as big money starts to recalculate their portfolios at a time when volatility is dominating the market. Currently Bitcoin (BTC) is experiencing heavy selling pressure with over 35,000 BTC worth billions entering exchanges like Binance which is a classic fear indicator exacerbating the selling pressure. The uncertainty created […]

Author: Cryptopolitan

2025/11/20

Tether Invests in LatAm Crypto Infrastructure Firm Parfin to Boost USDT Among Institutions

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Author: Coindesk

2025/11/20

S&P Ratings Gives Justin Sun-Linked TrueUSD Lowest Score

The post S&P Ratings Gives Justin Sun-Linked TrueUSD Lowest Score appeared on BitcoinEthereumNews.com. The credit rating agency says information about the stablecoin’s composition is scarce, and governance doesn’t have clear guidance. Credit rating agency S&P Global Ratings assigned TrueUSD (TUSD) its lowest possible score, concluding that the stablecoin’s ability to maintain its dollar peg is unlikely. S&P Global Ratings gave TUSD’s ability to remain at $1 a score of 5 on a 1-5 scale, where 1 is “very strong,” and 5 is “weak.” In its assessment, published on Nov. 14, the credit rating agency noted that TUSD issuer Techteryx — which bought TUSD in December 2020 from ArchBlock, and has been publicly connected to TRON founder Justin Sun — had most of the stablecoin’s reserves held by a single custodian, First Digital Trust Ltd. (FDTL). S&P Global Ratings’ assessment was published just a day after reports surfaced that a Dubai court had issued a global freeze on nearly half a billion dollars in TUSD reserves, as part of ongoing legal dispute. Battle Over TUSD Reserves Court filings by Techteryx in Dubai show that around $456 million of TUSD’s reserves, on Techteryx’s own instructions, were sent for investment purposes in multiple payments between June 2021 and March 2022 to Aria Commodities DMCC, a Dubai trade firm. But the court found that Aria DMCC “has been unable to show precisely how the money was used, what assets were purchased or what became of them.” To recover the funds, Techteryx has launched legal action against Aria and several regional banks. As a result, Dubai’s Financial Centre Court froze those assets in an amended judgement dated Oct. 17 — with media reporting on the freeze just last week — while the case is ongoing. Although Techteryx and its backers are currently supplying liquidity so holders can still redeem TUSD at $1, S&P Global Ratings warned in its report that…

Author: BitcoinEthereumNews

2025/11/20

Latest Articles

Lending

Coinbase Expands Onchain Lending, Now Accepts ETH as Collateral

Crypto Cards Without Fees? Bitget Wallet Is Trying to Make It Happen

Crypto Lending Hits $73.6B Record as DeFi Captures Two-Thirds of Market

Top Cryptos Presales Spotlight: 5 High-Potential Coins Capturing Investor Attention

BlackRock’s Staked Ethereum ETF Play Could Supercharge Bitcoin Hyper

61% of Singapore’s Finance-Savvy Investors Choose Trust Over Low Fees: Survey

Anchorage–Mezo Partnership Expands Access to Bitcoin-backed Loans

The Cheap Crypto Whales Favor for 2500% Upside – And It Isn’t Bitcoin (BTC)

Tether Invests in LatAm Crypto Infrastructure Firm Parfin to Boost USDT Among Institutions

S&P Ratings Gives Justin Sun-Linked TrueUSD Lowest Score

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