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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15685 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity

ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity

BitcoinWorld ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity Have you ever wanted to access cash without selling your precious Ethereum holdings? Coinbase just made this possible with their groundbreaking ETH-backed loans program. Through a partnership with Morpho’s lending protocol on the Base network, you can now secure loans up to $1 million using your ETH as collateral. This revolutionary approach lets crypto investors […] This post ETH-backed loans: Coinbase’s Revolutionary $1 Million Crypto Lending Opportunity first appeared on BitcoinWorld.

Author: bitcoinworld

2025/11/20

Coinbase launches ETH-secured loans through Morpho, allowing users to borrow up to $1 million.

Coinbase launches ETH-secured loans through Morpho, allowing users to borrow up to $1 million.

PANews reported on November 20th that, according to The Block, Coinbase has expanded its on-chain lending product to support Ethereum as collateral. Eligible customers can borrow up to 1 million USDC without selling their cryptocurrency. These loans are powered by the Morpho lending protocol on the Base chain, with Coinbase providing the user interface. ETH is the first of several collateral assets that Coinbase plans to support, aiming to serve long-term holders seeking liquidity to meet needs such as down payments or debt refinancing, while avoiding tax triggers. Initially, ETH-collateralized loans will use WETH as collateral, and later will support pledged ETH, which will be converted into cbETH as the underlying collateral token. This service is coming soon. There is no fixed repayment schedule for the loan. Borrowers can avoid liquidation by maintaining a healthy loan-to-value (LTV) ratio, with a maximum loan-to-value ratio of 75%. Liquidation will be triggered when the LTV reaches 86%, the same ratio as for loans secured by BTC. Loan interest rates are determined by supply and demand on Morpho, and loan proceeds cannot be traded on the Coinbase platform. The service is currently available to verified users in the United States (excluding New York State), with plans to expand to international users in the future.

Author: PANews

2025/11/20

Coinbase adds ETH-backed loans via Morpho, letting users borrow up to $1 million

Coinbase adds ETH-backed loans via Morpho, letting users borrow up to $1 million

Coinbase now allows users to borrow up to $1 million in USDC against ETH, expanding its onchain loan product offered via Morpho.

Author: The Block

2025/11/20

How Bitcoin bulls make money during downturns — and why BTC could hit $85k soon

How Bitcoin bulls make money during downturns — and why BTC could hit $85k soon

When Bitcoin falls, most people see a shrinking number on a screen. The committed bull sees an opportunity to stack more sats for the next run quietly. Bear markets feel brutal in real time. Timelines fill with capitulation, “Bitcoin is dead” posts resurface, and the same people who were breathless at the top sound bored […] The post How Bitcoin bulls make money during downturns — and why BTC could hit $85k soon appeared first on CryptoSlate.

Author: CryptoSlate

2025/11/20

Why XRP Staking Is Outperforming Bitcoin Trading — Insights Before Tundra’s Launch

Why XRP Staking Is Outperforming Bitcoin Trading — Insights Before Tundra’s Launch

The post Why XRP Staking Is Outperforming Bitcoin Trading — Insights Before Tundra’s Launch appeared on BitcoinEthereumNews.com. Bitcoin’s dramatic reversal over the past month has reshaped the behavior of both retail traders and institutional desks. On October 6, BTC reached a record high of $126,272, but the market quickly shifted. A series of sell-offs pushed the asset below $90,000 by mid-November, erasing every gain made in 2025. The decline exceeded 20%, formally placing BTC in bear-market territory.  CryptoQuant data showed whales selling into strength at a net profit, and retail traders refused to step in. The sentiment also collapsed into “extreme fear” after Bitcoin failed to reclaim the psychologically significant $100,000 threshold. As trading volatility increases, investors are paying closer attention to staking systems. Here, returns depend on measurable protocol revenue rather than market swings. This shift coincides with an acceleration within the XRP ecosystem itself. It’s driven by ETF activity, ODL expansion, and growing expectations that 2026 will be a pivotal year for XRPL infrastructure.  Against this backdrop, XRP Tundra has emerged as one of the most examined staking launches heading into January. That’s because of its dual-chain architecture, non-inflationary reward model, and its role in the first integrated DeFi ecosystem built specifically for XRP holders. Bitcoin Volatility Has Revived Interest in Predictable Yield Models The contrast between Bitcoin trading and staking-based income has never been sharper. BTC’s fall from its October peak happened quickly and decisively, with the week ending Nov. 14 alone seeing a decline of more than 9%. Large holders trimmed exposure while retail traders avoided dip-buying, resulting in one of the weakest sentiment readings of the year. Short-term traders who entered during the run-up now face a market where direction is unclear and volatility dominates. During similar cycles in previous years, analysts observed a rotation toward yield-generating protocols that do not rely on price appreciation. That same pattern is unfolding again. Staking…

Author: BitcoinEthereumNews

2025/11/20

This New Crypto Could Surge 550% Sooner Than Anyone Thinks, Analysts Reveal Key Data

This New Crypto Could Surge 550% Sooner Than Anyone Thinks, Analysts Reveal Key Data

A new digital asset is moving faster than many expected, and early signals suggest it could end up being one of the standout performers of the next cycle. Investors watching top crypto trends say interest is rising quickly, and the latest on-chain behaviour hints that momentum may be building sooner than most predicted. While the [...] The post This New Crypto Could Surge 550% Sooner Than Anyone Thinks, Analysts Reveal Key Data appeared first on Blockonomi.

Author: Blockonomi

2025/11/20

New $0.035 DeFi Crypto Leads the Pack Ahead of 2025 Bull Run, Outshining Solana (SOL)

New $0.035 DeFi Crypto Leads the Pack Ahead of 2025 Bull Run, Outshining Solana (SOL)

As the market gears up for the 2025 bull run, investors are once again focusing on top cryptocurrencies with strong fundamentals and explosive potential. Solana (SOL) has long been viewed as one of the leading blockchain networks due to its speed and scalability. However, despite its robust ecosystem, SOL’s recent price action shows consolidation around [...]]]>

Author: Crypto News Flash

2025/11/20

Tesla (TSLA) Stock Jumps Following xAI’s $15 Billion Fundraising Round

Tesla (TSLA) Stock Jumps Following xAI’s $15 Billion Fundraising Round

TLDR Tesla shares reached $410.50 on November 20, gaining 2.3% after xAI fundraising news emerged Musk’s xAI is securing $15 billion at a $230 billion valuation, nearly double its March value Tesla shareholders cast 1.1 billion votes supporting a potential xAI investment during their annual meeting The stock closed Wednesday at $403.99, up 0.7% as [...] The post Tesla (TSLA) Stock Jumps Following xAI’s $15 Billion Fundraising Round appeared first on Blockonomi.

Author: Blockonomi

2025/11/20

Raising FDIC Insurance To $10 Million Is A Dangerous Mistake

Raising FDIC Insurance To $10 Million Is A Dangerous Mistake

The post Raising FDIC Insurance To $10 Million Is A Dangerous Mistake appeared on BitcoinEthereumNews.com. The bipartisan proposal to increase Federal Deposit Insurance Corporation coverage from $250,000 to $10 million for non-interest-bearing business accounts has been marketed as the “Main Street Depositor Protection Act.” Despite its populist branding, this legislation represents a misguided policy that would expose taxpayers to enormous risk, eliminate crucial market discipline and primarily benefit wealthy corporations rather than ordinary Americans. The fundamental problem with this proposal is the massive moral hazard it creates. If deposit insurance increases to $10 million, banks can take increasingly risky investment strategies, knowing the government will bail out their depositors if things go wrong. Large depositors, no longer concerned about their bank’s financial health, will stop monitoring institutional stability. This removes a critical check on reckless behavior. If sophisticated business clients with millions at stake no longer scrutinize their bank’s balance sheet, who will? The result is predictable: Banks profit when risky bets succeed, but taxpayers foot the bill when they fail. The financial costs could be substantial. The banking industry would face significantly higher FDIC premiums to maintain adequate reserves for the expanded coverage—a 40-fold increase in the insurance cap for certain accounts. These costs would not be absorbed by banks. They would be passed directly to consumers, through higher fees and initially reduced lending and less favorable loan terms. Proponents claim this would help Main Street, but the numbers tell a different story. Currently, over 99% of U.S. bank accounts are already covered by the existing $250,000 limit. Small businesses typically hold around $12,000 in their accounts—nowhere near the current cap. The real beneficiaries are large corporations with multimillion-dollar payroll accounts, not mom-and-pop operations. This is essentially a wealth transfer from ordinary depositors to the wealthiest 1%. Furthermore, the existing system already provides adequate protection. During the 2023 banking crisis, when Silicon Valley Bank…

Author: BitcoinEthereumNews

2025/11/20

The New Revolution of Indices: How DTFs Are Redefining On-Chain Finance

The New Revolution of Indices: How DTFs Are Redefining On-Chain Finance

The market capitalization of Decentralized Token Folios (DTF) surpasses $9 million in the first eight months since launch.

Author: The Cryptonomist

2025/11/20

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