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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15374 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple May Monetize XRP Escrow as Price Falls Amid Investor Doubts

Ripple May Monetize XRP Escrow as Price Falls Amid Investor Doubts

The post Ripple May Monetize XRP Escrow as Price Falls Amid Investor Doubts appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ripple is exploring ways to monetize its escrowed XRP holdings by selling rights to future token releases, allowing the company to raise funds without immediately increasing market supply. This strategy, hinted at by CTO David Schwartz, aims to maintain supply predictability amid the upcoming 1 billion XRP unlock in November 2025. Ripple’s escrow holds 35.9 billion XRP, with monthly unlocks of 1 billion tokens, but only a fraction enters circulation to avoid inflation. CTO David Schwartz suggested pre-selling rights to these tokens, keeping them locked until release dates for controlled liquidity. XRP’s price has fallen 27% despite a 580% surge in long-term holder spending, indicating weakened investor confidence and thin market support, per Glassnode data. Discover how Ripple’s XRP escrow monetization plan could reshape supply dynamics and investor trust in 2025. Stay ahead—explore the implications for crypto markets today. What is Ripple’s strategy for monetizing its XRP escrow? Ripple’s strategy for monetizing its XRP escrow involves selling the rights to purchase tokens from future unlocks without releasing them into circulation immediately. This approach allows Ripple to generate revenue while…

Author: BitcoinEthereumNews

2025/11/01

XRP Tundra Announces GlacierChain Development to Compete with Avalanche and ICP

XRP Tundra Announces GlacierChain Development to Compete with Avalanche and ICP

The post XRP Tundra Announces GlacierChain Development to Compete with Avalanche and ICP appeared on BitcoinEthereumNews.com. XRP Tundra has revealed its GlacierChain initiative. It is a Layer-2 framework that can extend the XRP Ledger’s capabilities into programmable finance, lending, and high-frequency DeFi operations. Rather than altering XRPL’s deterministic consensus, GlacierChain builds above the main network. It handles off-chain computation while finalizing settlement on the Ledger. The framework targets the same engineering issues addressed by Avalanche and the Internet Computer: scalability, computational load, and cross-chain efficiency. It uses XRPL’s existing transaction layer as the foundation for deterministic settlement. It also adds a parallel execution environment for smart contracts, Cryo Vault logic, and synthetic asset management. This structure positions Tundra alongside modular networks competing for high-performance DeFi throughput, while retaining XRPL’s reputation for security and reliability. GlacierChain’s progress aligns with Phase 9 of the XRP Tundra presale, which has raised more than $2.2 million to date. In this stage, TUNDRA-S, the Solana-based utility token, is selling at $0.147 with an 11% bonus. TUNDRA-X, the governance token on XRPL, holds a reference value of $0.0735. The phased pricing model supports gradual liquidity growth and synchronized development as the ecosystem advances toward full Layer-2 deployment. Comparing Modular Architectures Across the Networks Modern blockchain architecture is moving toward functional separation, dividing consensus, computation, and settlement into distinct components. Avalanche employs a tri-chain model. It comprises the X-Chain for asset exchange, the C-Chain for EVM smart contracts, and the P-Chain for validator coordination. This separation delivers strong parallelization but requires separate chain-level security assumptions. The Internet Computer, developed by DFINITY, approaches modularity through subnets — independent blockchain clusters managed by the Network Nervous System (NNS). Each subnet executes its own computation while sharing state through deterministic finality. That gives it a cloud-like structure optimized for compute-heavy operations. GlacierChain follows a different path. It has been built as a Layer-2 system above XRPL.…

Author: BitcoinEthereumNews

2025/11/01

The World’s Best Whiskey Blenders—According To The Top Spirits Competitions

The World’s Best Whiskey Blenders—According To The Top Spirits Competitions

The post The World’s Best Whiskey Blenders—According To The Top Spirits Competitions appeared on BitcoinEthereumNews.com. NEW YORK, NEW YORK – MAY 03: A view of Couture Expression on display during Johnnie Walker Vault Drops Couture Expression By Olivier Rousteing on May 03, 2025 in New York City. (Photo by Craig Barritt/Getty Images for Johnnie Walker Blended Scotch Whisky) Getty Images for Johnnie Walker Blended Scotch Whisky Blending isn’t merely an important step in whiskey production, it’s the step lifting the endeavor into the realm of art form. The traditional practice involves taking carefully matured casks of liquid and combining them into a whole that is greater than the sum of its parts. Every barrel matures in its own distinct way, even when sourced from the same distillation run. Blending susses out and amplifies desired flavor profiles. It also establishes balance and consistency, which is why the overwhelming majority of contemporary whiskies are crafted in batches—whether single malt, blended scotch, bourbon, or rye. It’s tempting to overemphasize—or romanticize, even—the role of distillation, with its shiny copper pots, precise cut points, sacred grain recipes passed down through the ages. All of this matters in the final product, to be sure. But the truth, from Scotland to Japan, Ireland to Australia, and everywhere in between, is that distillation arms you with the paint. Blending is what you do with it on the canvas. Of course, not all painters are created equal. It’s very much the same in this particular style of art. Here’s a list of some of the most talented names in the whiskey blending game today, according to awards collected at the world’s top spirits competitions. Stephanie Macleod — Director of Blending for John Dewar & Sons whiskies. Bacardi Stephanie Macleod — Director of Blending, Bacardi (John Dewar & Sons) Overseeing operations for one of the world’s top-selling blended scotches since 2006, Macleod long ago cemented…

Author: BitcoinEthereumNews

2025/11/01

Tether’s Profits Surge Amid Stablecoin Growth and BlackRock’s Market Expansion

Tether’s Profits Surge Amid Stablecoin Growth and BlackRock’s Market Expansion

The post Tether’s Profits Surge Amid Stablecoin Growth and BlackRock’s Market Expansion appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Stablecoin profitability drives the crypto economy, with issuers like Tether and Circle capturing 60% to 75% of daily protocol revenues by investing reserves in yield-bearing assets such as U.S. Treasuries, generating billions in profits without sharing yields with holders. Tether projects $15 billion in profits for the year with a 99% margin, highlighting exceptional per-employee profitability in the sector. Stablecoins provide stability for liquidity in exchanges, DeFi, and payments, outperforming volatile assets like Bitcoin. Analysts from Citi forecast stablecoin market growth to $4 trillion by decade’s end, up from $280 billion, fueled by institutional involvement from firms like BlackRock. Discover how stablecoin profitability is reshaping crypto revenues, with Tether leading at $15B profits. Learn about issuer strategies and market growth—explore now for investment insights. What Drives Stablecoin Profitability in the Crypto Sector? Stablecoin profitability stems primarily from issuers earning interest on reserves backing their tokens, often invested in low-risk assets like U.S. Treasuries and cash equivalents. Companies such as Tether and Circle retain these yields, creating substantial revenue streams that dominate the crypto landscape. This model has positioned stablecoins…

Author: BitcoinEthereumNews

2025/11/01

How the Ethereum vs Solana war ended quietly not with a bang but a whimper

How the Ethereum vs Solana war ended quietly not with a bang but a whimper

The debate pitting Ethereum versus Solana as rival L1s misses how radically their architectures diverged in 2025. Ethereum evolved into a settlement layer for modular rollups, while Solana doubled down on monolithic throughput. Ethereum abandoned the monolithic-chain race years ago, as its roadmap treats the base layer as settlement infrastructure. At the same time, execution […] The post How the Ethereum vs Solana war ended quietly not with a bang but a whimper appeared first on CryptoSlate.

Author: CryptoSlate

2025/11/01

Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027

Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027

The post Top Cryptocurrency to Buy Under $0.05 Right Now? Analysts Predict 35x Potential by 2027 appeared on BitcoinEthereumNews.com. With Bitcoin stabilizing and the next bull cycle approaching, investors are scanning the market for early-stage cryptocurrencies with strong fundamentals and high upside potential. While most top tokens are already priced far above the $1 mark, analysts say one project under $0.05 could deliver the kind of exponential gains not seen since Solana or Aave’s early days. That project is Mutuum Finance (MUTM), a DeFi protocol that combines audited smart contracts, yield-based utility, and transparent tokenomics to create one of the most promising crypto launches of 2025. Many experts now call MUTM one of the potential best cryptocurrencies to buy under $0.05, pointing to its rising presale momentum, audited security, and clear path to becoming a live product in just a few months. If current projections hold, analysts estimate that the token could rise up to 35x by 2027, driven by adoption and the rollout of its decentralized lending ecosystem. Mutuum Finance (MUTM) Mutuum Finance (MUTM) is currently in its presale in Phase 6. The price of every token has increased to $0.035 from the initial $0.01. Phase 1 participants already witnessed a 250% token appreciation since early 2025. Price will be increased by nearly 20% moving into stage phase 7 at $0.04 and the launch price is set at $0.06. As of now, the total sales of the tokens are over 785 million, as well as increasing the amount of money raised by over $18 million from the very beginning by 17,600 holders around the world. The succession of each stage is sold quicker than the previous one, as there is increasing confidence in the product and demand. MUTM is not just a presale token. This project is establishing a non-custodial lending and borrowing system that is efficient and transparent in crypto lending. Participants are able to lend assets…

Author: BitcoinEthereumNews

2025/11/01

Moneta Teases Major Announcement for Cardano Set for October 31, 2025

Moneta Teases Major Announcement for Cardano Set for October 31, 2025

The post Moneta Teases Major Announcement for Cardano Set for October 31, 2025 appeared on BitcoinEthereumNews.com. Moneta teases forthcoming Cardano reveal scheduled for October 31, 2025. USDM holds $13.21 million of Cardano’s $35.84 million total stablecoin market cap currently. TapTools suggests announcement linked to major development on Cardano blockchain network. Cardano community members are anticipating a major announcement from stablecoin project Moneta following a cryptic social media post. The official X account for Moneta teased an upcoming development set for October 31, 2025. The post served as a pre-announcement for a reveal scheduled for today. Moneta referred to the message as advance notice for what the project plans to disclose. The cryptic nature of the communication has generated speculation about what the announcement might contain. Consider this the pre-announcement.Real announcement: 10/31.Probably. — USDM on Cardano (@USDMOfficial) October 29, 2025 Analytics platform amplifies expectations Analytics platform TapTools added to the anticipation by suggesting the upcoming announcement connects to a major development on ADA. These comments have heightened expectations that Moneta’s October 31 reveal could mark a milestone for the Cardano ecosystem. Several users on X have been speculating about the announcement’s contents. Some community members suggest Moneta may be planning to rebrand its USDM stablecoin, though this remains unconfirmed speculation. Moneta serves as the official issuer of the dollar-pegged USDM stablecoin, which launched on the Cardano network in March 2024. The team designed the asset to function as a key utility for payments and DeFi protocols, aiming to drive wider adoption of Cardano. Each USDM token is backed by U.S. dollar deposits and funds managed by asset manager Fidelity, providing transparency and stability for holders. Since its launch, USDM has maintained its position as the largest stablecoin on the Cardano network. USDM dominates Cardano stablecoin landscape Out of Cardano’s total stablecoin market capitalization of $35.84 million, USDM accounts for $13.21 million. This represents the largest share among…

Author: BitcoinEthereumNews

2025/11/01

Borrow Against XRP Instead of Selling for Lasting Wealth

Borrow Against XRP Instead of Selling for Lasting Wealth

The post Borrow Against XRP Instead of Selling for Lasting Wealth appeared on BitcoinEthereumNews.com. Jake Claver advocates borrowing against XRP holdings rather than selling for profits. CEO suggests 30% loan against holdings could provide tax-free liquidity while assets grow. Expert warns personal ownership leaves investors vulnerable to lawsuits and forced liquidation. An XRP community figure has outlined a strategy for holders to generate income from their tokens without selling. Jake Claver, CEO of Digital Ascension Group, recently shared his perspective on building lasting wealth rather than pursuing short-term gains. As investors anticipate XRP rallying to new price levels, most discussions center on price predictions rather than post-rally planning. Claver argues that knowing what to do after the rally matters as much as waiting for it to occur. Institutional lending enables new strategies Claver pointed out that crypto investors belong to a small group, as only 7% of the global population holds digital assets. Triple-A’s latest adoption report confirms this figure, showing 560 million individuals representing 6.8% of the world’s population hold cryptocurrency. The CEO highlighted tokens including XRP, XLM, XDC, AXL, and HBAR as having strong potential due to real-world applications, partnerships, and growth capacity. He believes these assets could appreciate sharply in coming years, though only those managing holdings wisely will benefit long-term. Claver criticized traditional retirement advice encouraging decades of saving followed by limited withdrawals. He stated this system no longer functions because the economy has evolved while the advice remains unchanged. Instead, investors should own assets that grow faster than their expenses and use them as leverage to create income without selling. The executive explained that wealthy individuals already apply this approach with stocks and real estate. Now that institutional crypto lending has matured, investors can implement the same strategy with digital assets. Borrowing strategy preserves asset growth According to Claver, holders can borrow against crypto holdings, use a portion of…

Author: BitcoinEthereumNews

2025/11/01

Crossover Songs From October 2025 Expanding K-Pop’s Global Reach

Crossover Songs From October 2025 Expanding K-Pop’s Global Reach

The post Crossover Songs From October 2025 Expanding K-Pop’s Global Reach appeared on BitcoinEthereumNews.com. Tzuyu, Nayeon, Momo, Jihyo of TWICE pose with models on the runway during the Victoria’s Secret Fashion Show on Wednesday, Oct. 15, 2025, in the Brooklyn borough of New York. (Photo by Evan Agostini/Invision/AP) 2025 Invision As October 2025 comes to a close, it’s once again clear that K-pop didn’t just participate in the month’s global music conversation but were one of the drivers. Across pop, R&B, electronic and rock, Korean artists deepened their international footprint through collaborations, English-language releases, and inventive reinterpretations that blur cultural and genre boundaries. These weren’t isolated crossover moments, but yet another step in the ongoing, coordinated wave proving K-pop’s fluency in the language of global pop. What unites this month’s releases is an unmistakable confidence when it comes to collaboration and experimentation that all prove why K-pop continues to be part of the larger pop conversation while simultaneously reshaping the global pop landscape in real time. Below are the standout crossovers from K-pop artists in October 2025. 1. JISOO & ZAYN, “EYES CLOSED” The BLACKPINK superstar’s duet with Zayn leans into late-night R&B, pairing her crystalline tone with Zayn’s smoky register to create a cinematic single that feels tailored for both K-pop playlists and Top 40 pop radio. The blending of boy band and girl group members proved to be a major chart win as well with Jisoo earning her first-ever entry on the Billboard Hot 100 chart while this marked the former One Direction star’s first entry in over five years. 2. PinkPantheress & SEVENTEEN, “Illegal + SEVENTEEN” For PinkPantheress’ Fancy Some More? mixtape, the U.K. breakout delivered several of her hits with new collaborators including SEVENTEEN members Mingyu, Vernon and The8 on her viral, dance-pop smash “Illegal.” The new hybrid opens with a new house-infused opening with the trio adding deeper harmonies…

Author: BitcoinEthereumNews

2025/11/01

&TEAM’s Debut Korean Album Sells Over 1 Million Copies In 1 Day

&TEAM’s Debut Korean Album Sells Over 1 Million Copies In 1 Day

The post &TEAM’s Debut Korean Album Sells Over 1 Million Copies In 1 Day appeared on BitcoinEthereumNews.com. &TEAM performs at the KR 1st Mini Album ‘Back to Life’ media showcase YX LABELS &TEAM made a forceful entrance into the larger global market when the Japanese boy band sold more than 1.1 million copies of its first Korean release with their Back to Life EP, further solidifying the nine-member group as one of the most exciting groups out today and as part of the ever-growing definition of the K-pop industry. According to South Korea’s real-time sales chart Hanteo, Back to Life sold over 1.13 million copies worldwide upon its release on Tuesday, October 28. In the four days since its release, the EP also sold an additional 32,300 copies globally. While boys are gearing up to celebrate their third anniversary together with multiple studio albums, EPs and single releases under their belts, the high enthusiasm for their first-ever Korean release marks a particularly remarkable move for the ever-expanding K-pop industry. While &TEAM has mainly focused on the Japanese market under HYBE’s YX LABELS imprint with occasional appearances on Korean music shows, the intent to transition to a full global K-pop contender was clear with a decoration wrapping of HYBE’s Seoul headquarters, a special light-up of the N Seoul Tower as well as a local media showcase in Seoul that reportedly drew nearly 100 local reporters. Musically, Back to Life spans six tracks, blending rock, hip-hop, and R&B styles. The title track single features a rushing, rock-inspired gusto that aligns with several past &TEAM releases, allowing the group’s core sound to be infused into the K-pop scene and reach new audiences. The rest of the mini album allows for the group to showcase flexible versatility jumping from throwback moments like “Lunatic” embracing the 2000s with its recalling of N.E.R.D.’s debut single “Lapdance” and the ‘90s, lovelorn R&B groove taking…

Author: BitcoinEthereumNews

2025/11/01

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