Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15363 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
TON Makes Toncoin Cross-Chain as Chainlink Expands CCIP and Data Streams

TON Makes Toncoin Cross-Chain as Chainlink Expands CCIP and Data Streams

TLDR: Chainlink’s CCIP enables Toncoin to transfer securely across 60+ blockchains within the expanding DeFi network. TON becomes a cross-chain ecosystem, connecting with Chainlink’s infrastructure for broader liquidity and scalability. Chainlink Data Streams bring low-latency, high-frequency market data to TON’s decentralized finance environment. TON’s link with Chainlink’s network gives its Telegram-based ecosystem access to real-time [...] The post TON Makes Toncoin Cross-Chain as Chainlink Expands CCIP and Data Streams appeared first on Blockonomi.

Author: Blockonomi
What the hell is happening at Evolve Bank and Trust?

What the hell is happening at Evolve Bank and Trust?

The post What the hell is happening at Evolve Bank and Trust? appeared on BitcoinEthereumNews.com. Former Evolve Bank and Trust CEO Robert Hartheimer has reportedly been arrested for possession of child pornography, and also faces charges related to the buying and selling of children, according to fintech journalist Jason Mikula. The loss of yet another CEO comes at a difficult time for the Arkansas-based bank, which has been struggling since dramatic financial issues with Synapse Financial Technologies began last year. Evolve’s previous CEO left after it received a cease and desist letter from the Federal Reserve. The letter, related to some of its fintech partnerships, stated, “Evolve engaged in unsafe and unsound banking practices.” This isn’t the first time that the bank has been mired in controversy. Indeed, it was linked to both FTX and pig butchering scams occurring in Southeast Asia. Though Hartheimer only took up the CEO role in the last couple months, his arrest on such serious charges could only lead to further struggles for the bank. Read more: US seizes pig-butchering funds at Evolve Bank Other execs have already bailed Outside of one CEO leaving and another getting arrested on charges related to child pornography, three other executives — the bank’s chief credit officer, corporate controller, and chief lending officer — jumped ship in August of last year. Protos reached out to Evolve Bank and Trust to ask who was currently acting-CEO and the bank was unable to provide us with a response. We will update this article if and when more news about Hartheimer or an acting-CEO for Evolve Bank and Trust is divulged. Got a tip? Send us an email securely via Protos Leaks. For more informed news, follow us on X, Bluesky, and Google News, or subscribe to our YouTube channel. Source: https://protos.com/what-the-hell-is-happening-at-evolve-bank-and-trust/

Author: BitcoinEthereumNews
Basel Committee May Revise Crypto Rules to Ease Banks’ Bitcoin Exposure

Basel Committee May Revise Crypto Rules to Ease Banks’ Bitcoin Exposure

The post Basel Committee May Revise Crypto Rules to Ease Banks’ Bitcoin Exposure appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Basel Committee on Banking Supervision is set to revise its 2022 guidance on banks’ exposure to crypto assets in 2025, potentially easing capital requirements for stablecoins and encouraging greater bank involvement in digital assets, according to sources familiar with the discussions. Revision Timeline: Expected updates next year will address outdated rules that previously deterred banks from crypto activities. Stablecoin Treatment: Current equivalence to high-risk assets like Bitcoin is under review, with regulated stablecoins likely to face lower capital charges. Global Impact: Major economies including the US, UK, and EU have not fully implemented the 2022 standards, paving the way for more favorable policies amid stablecoin growth. Discover how the Basel Committee’s upcoming revisions to crypto guidance could open doors for banks in digital assets. Stay informed on regulatory shifts shaping the future of finance—read more now. What is the Basel Committee’s Revised Guidance on Banks’ Exposure to Crypto? The Basel Committee’s revised guidance on banks’ exposure to crypto aims to update the 2022 standards, making them more accommodating for digital assets, particularly stablecoins. This change follows discussions on…

Author: BitcoinEthereumNews
Polygon Price Prediction: POL Holds $0.20 — CTK vs POL & Why ConstructKoin (CTK) Is a Top Crypto Presale 2025 Pick

Polygon Price Prediction: POL Holds $0.20 — CTK vs POL & Why ConstructKoin (CTK) Is a Top Crypto Presale 2025 Pick

Polygon (POL) is trading near $0.20, holding steady as Layer-2 and scalability narratives continue to draw developer activity and capital. With Polygon’s ecosystem focused on low fees, broad tooling, and strong developer adoption, traders are weighing established scaling plays against early-stage presales that promise asymmetric upside. One presale repeatedly cited by analysts as a top [...]]]>

Author: Crypto News Flash
Big Banks Buy Bitcoin, Institutions Lean on Chainlink – Yet La Culex Turns $1k Into $307k Dreams as Best Crypto Presale to Buy Now

Big Banks Buy Bitcoin, Institutions Lean on Chainlink – Yet La Culex Turns $1k Into $307k Dreams as Best Crypto Presale to Buy Now

Big banks scoop Bitcoin, institutions adopt Chainlink for tokenized assets, yet La Culex steals the spotlight as the best crypto presale to buy now.

Author: Blockchainreporter
5 Next 1000X Meme Coins Set to Explode This Week with MoonBull Leading the Surge

5 Next 1000X Meme Coins Set to Explode This Week with MoonBull Leading the Surge

Cryptocurrency enthusiasts are asking the big question: which meme coin could be the next to skyrocket? The world of meme […] The post 5 Next 1000X Meme Coins Set to Explode This Week with MoonBull Leading the Surge appeared first on Coindoo.

Author: Coindoo
XRP Price Today: Ripple Struggles at $2.49 as Noomez ($NNZ) Presale Gains Momentum

XRP Price Today: Ripple Struggles at $2.49 as Noomez ($NNZ) Presale Gains Momentum

XRP Price Today at $2.49, down 2.59%. Ripple consolidates as Noomez ($NNZ) presale gains early traction with burns, audits, and a 28-stage deflationary model.

Author: Blockchainreporter
tokenized assets market: Standard Chartered 2028 timeline

tokenized assets market: Standard Chartered 2028 timeline

The post tokenized assets market: Standard Chartered 2028 timeline appeared on BitcoinEthereumNews.com. As of 2025-10-31, the market for tokenized assets is spotlighted by a new institutional projection that frames rapid expansion and regulatory drivers. What is the projected tokenized asset market size? The analysis projects a market of $2 trillion by 2028, up from roughly $35 billion today — a rise of about 5,600% (as reported by The Block, quoting Standard Chartered). The forecast allocates roughly $750B to tokenized money market funds and $750B to tokenized listed equities, with other funds, private equity, commodities and real estate at $500B. Those buckets imply a market composition dominated by highly liquid, cash-like instruments and publicly listed exposures, supported by faster settlement and continuous trading windows. If realised, the scale would require expanded custody services, institutional-grade market makers, and clear legal wrappers to allow cross-border settlement of tokenized instruments. Investors should treat the projection as scenario analysis rather than a deterministic forecast; assumptions about technology adoption, counterparty risk and regulatory timing drive outcomes. Note: allocation details and timing should be verified against the full report and the original article for context and assumptions. How will tokenized asset change DeFi lending markets? According to the analysis, stablecoins have paved the way for broader tokenization by increasing awareness, liquidity and on-chain lending activity. “Stablecoins have laid the groundwork for other asset classes — from tokenized money market funds to tokenized equities — to scale onchain,” said Geoffrey Kendrick, head of digital assets research at Standard Chartered. This dynamic positions tokenized money market funds (forecast at $750B) as a potential backbone of short-term on‑chain funding, supporting lending desks and liquidity providers across both centralized and decentralized venues. How does DeFi lending affect liquidity and yields? DeFi lending protocols can widen access to credit and reduce intermediation, which may compress lending spreads relative to traditional markets. The report notes…

Author: BitcoinEthereumNews
EUR/CHF holds near two-week highs as Swiss Franc weakens on fading safe-haven demand

EUR/CHF holds near two-week highs as Swiss Franc weakens on fading safe-haven demand

The post EUR/CHF holds near two-week highs as Swiss Franc weakens on fading safe-haven demand appeared on BitcoinEthereumNews.com. The Euro (EUR) trades on the front foot against the Swiss Franc (CHF) on Friday as fading safe-haven demand keeps the CHF under pressure. At the time of writing, EUR/CHF is trading around 0.9287, holding firm near a two-week high as investors digest the latest Eurozone inflation figures. Preliminary data released by Eurostat showed that the Core Harmonized Index of Consumer Prices (HICP) rose 0.3% MoM in October, accelerating from 0.1% in September. On an annual basis, core inflation stood at 2.4% YoY, slightly above the 2.3% consensus and unchanged from September. Meanwhile, headline HICP inflation increased 0.2% MoM in October, compared with a 0.1% increase in September. On a yearly basis, headline inflation eased to 2.1%, in line with forecasts, down from 2.2% in the prior month. The preliminary data show price growth continuing to move closer to the European Central Bank’s (ECB) 2% target, supporting the central bank’s current “on-hold” stance. On Thursday, the ECB left all three key policy rates unchanged, with the Deposit Facility, Main Refinancing, and Marginal Lending Rates holding steady at 2.00%, 2.15%, and 2.40%, respectively. The Governing Council noted that inflation is now near its medium-term target, and its overall assessment of the inflation outlook remains broadly unchanged. On the Swiss side, the latest data showed that Real Retail Sales rose 1.5% YoY in September, beating the forecast of 0.3% and rebounding from a -0.4% decline in August. On Thursday, Swiss National Bank (SNB) Governing Board Member Petra Tschudin reiterated that the SNB’s monetary policy remains expansive and that inflation is expected to stay within the range of price stability. She emphasized that the level of the Franc is not important in itself, but rather its impact on inflation, adding that the central bank is prepared to intervene in the currency market if…

Author: BitcoinEthereumNews
2025 On-Chain Fees Set to Reach Nearly $20 Billion

2025 On-Chain Fees Set to Reach Nearly $20 Billion

The post 2025 On-Chain Fees Set to Reach Nearly $20 Billion appeared on BitcoinEthereumNews.com. As the blockchain sector transitions from speculative booms to sustainable growth, on-chain fees have emerged as a critical barometer of economic maturity. According to a recent report, the on-chain economy is on track to generate $19.8 billion in fees for 2025. This indicates a shift toward sustainable, usage-driven economics across decentralized finance (DeFi) and Web3 ecosystems. Sponsored The State of the On-Chain Economy in 2025 In a recent report, 1kx.capital revealed that on-chain fees in 2025 are more than 10 times higher than in 2020, representing a compound annual growth rate (CAGR) of about 60%. Users spent $9.7 billion during the first half of 2025. This marked the highest first-half total on record and a 41% rise from the prior year. This figure even surpasses 2021, when fees reached $9.5 billion in the same period. “Back then fee generation was driven by billions of dollars in user-incentives, related speculation and a few costly PoW blockchains. Today fees are generated primarily by applications, led by financial use cases but expanding rapidly into DePINs, Wallets, and consumer apps (each with >200% YoY growth),” the report read. On-Chain Fee Growth in 2025. Source: 1kx.capital 1kx.capital added that the average transaction fee dropped by 86%, driven mostly by Ethereum (ETH). The network accounted for over 90% of the decline. As transaction costs fell, participation in the ecosystem accelerated. Sponsored Average daily transactions rose 2.7 times compared to the second half of 2021. The number of wallets making monthly transactions also surged to 273 million in the first half of 2025, a 5.3-fold increase. In parallel, the range of fee-generating protocols expanded, climbing from just 125 in 2021 to 969 in H1 2025. “Based on end of Q3 data, 2025 fees are projected at $19.8 billion – up 35% YoY, but still 18% below 2021…

Author: BitcoinEthereumNews