Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15366 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
NEAR Protocol Completes First-Ever Mainnet Halving, Capping Inflation at 2.5% and Ushering in a New Era of Sustainable Growth

NEAR Protocol Completes First-Ever Mainnet Halving, Capping Inflation at 2.5% and Ushering in a New Era of Sustainable Growth

The post NEAR Protocol Completes First-Ever Mainnet Halving, Capping Inflation at 2.5% and Ushering in a New Era of Sustainable Growth appeared on BitcoinEthereumNews.com. The halving marks a historic milestone for NEAR, aligning economic policy with long-term network sustainability and governance innovation. The NEAR Protocol has officially completed its first-ever halving upgrade on mainnet, marking a significant step in the blockchain’s economic evolution. The upgrade, activated once 80% of block-producing validators adopted protocol version 81, reduces the network’s maximum annual inflation rate from 5% to 2.5%, effectively cutting new token issuance in half. The halving signals broad validator consensus and a maturing ecosystem that is ready to prioritize sustainability and long-term value creation. NEAR has successfully completed its halving upgrade on mainnet. This upgrade reduces the maximum annual inflation rate of NEAR Protocol from 5% to 2.5%, ushering in an era of more sustainable tokenomics and strengthening incentive alignment across the NEAR ecosystem. pic.twitter.com/KUGpUOyPeX — NEAR Protocol (@NEARProtocol) October 30, 2025 “This upgrade represents more than a technical milestone, it’s a shift toward responsible network growth,” said a NEAR Foundation spokesperson. “Reducing inflation aligns the protocol’s tokenomics with a sustainable future while strengthening incentives for active participation.” According to data from CoinMarketCap, NEAR trades at approximately $2.1 with a market capitalization exceeding $2.7 billion, making it one of the leading layer-1 blockchains by active user base and developer activity. What the Halving Means for NEAR Holders and Validators The newly implemented halving will limit the annual inflation cap to 2.5%, a sharp decline from the previous 5%. This reduced issuance impacts staking economics and overall token supply growth, making NEAR more scarce over time. Assuming that 50% of all NEAR tokens are staked, participants can now expect around 4.75% annual staking rewards, a balance between validator incentives and economic stability. Beyond simple tokenomics, the halving introduces a broader economic governance framework under the newly launched House of Stake, an on-chain mechanism designed to coordinate…

Author: BitcoinEthereumNews
Mutuum Finance (MUTM) Price Prediction: A Deep Dive into Possible Price Targets For MUTM In 2026

Mutuum Finance (MUTM) Price Prediction: A Deep Dive into Possible Price Targets For MUTM In 2026

The post Mutuum Finance (MUTM) Price Prediction: A Deep Dive into Possible Price Targets For MUTM In 2026 appeared on BitcoinEthereumNews.com. Researchers have analyzed Mutuum Finance (MUTM) as it hurtles towards its V1 protocol launch in Q4 2025 as it enters Phase 6 of its presale with 80% filled tokens priced at $0.035. The DeFi platform has raised a staggering $18,250,000 in funds from 17,600 investors, a 250% hike from its original price of $0.01 in Phase 1 of its presale, making MUTM the best crypto to invest in this season to achieve profits in the world of altcoins.  Its phased investment strategy has enticed all investors to its side as it unlocks greater profits preceding its entrance priced at $0.06 that holds a promise of a whopping 400% return. But with 2026 on the horizon, will its price tags reach new milestones? Researchers have forecast its level to touch $1.50 come mid-year as it rides dual-market returns amidst market incentives. Presale Stages Fast-Track Investor Influx Mutuum Finance has designed its presale carefully to ensure that all investors are restricted in their allocations and that prices keep rising. Stage 6 is priced at $0.035 and has actually jumped an impressive 80% to near selling out. The number of investors sitting on a total of 17,600 has injected a total of $18,250,000 through this level and has witnessed its holdings increase a whopping 250% since its inception price of $0.01. Moreover, Mutuum Finance has kick-started the involvement through a 24-hour leaderboard system that rewards the top depositor with a prize of $500 in MUTM in a day, as long as one transaction is made before the 00:00 reset. This activity-igniting strategy has brought vitality to the pre-sale event that has turned a normal buying process into a winning experience for 17,600 token holders. Stories have emerged of how people have caught a bonus boost that cushions their holdings. In a field that…

Author: BitcoinEthereumNews
Crypto Stocks to Watch in November: CRCL, BMNR, and HOOD

Crypto Stocks to Watch in November: CRCL, BMNR, and HOOD

The post Crypto Stocks to Watch in November: CRCL, BMNR, and HOOD appeared on BitcoinEthereumNews.com. Key Insights: Crypto stock CRCL jumps in pre-market trading, aligning with the Arc testnet launch Bitmine’s aggressive ETH accumulation to boost BMNR stock in November SEI goes live on Robinhood, raising optimism for HOOD Circle Internet Group (CRCL), BitMine Immersion Technologies (BMNR), and Robinhood Markets (HOOD) stand out as crypto stocks with potential upside in November. This is due to recent catalysts like product launches, treasury expansions, and earnings anticipation. Crypto Stock: Circle Stablecoin Dominance Circle remains the second-largest stablecoin issuer of USDC, with a market cap currently $75.8 billion. The growth in the USDC stablecoin has helped boost shares of Circle (CRCL). The crypto stock CRCL has rebounded from post-IPO lows around $69 earlier this year, trading near the previous close of $131.4. According to Google Finance data, CRCL is currently traded for $122.7, up 2.8% in pre-market trading. CRCL market cap stands at $28.2 billion, with robust trading volume at $10.79 million. Bernstein analysts have forecasted a $230 target for Circle stock based on a 10-year discounted cash flow model. A major November booster for CRCL is the launch of Arc, Circle’s open Layer-1 blockchain, on testnet. Arc is designed to serve as the Economic Operating System for the internet, uniting programmable money and onchain innovation with real-world economic activity. Arc Blockchain Live on Testnet | Source: Circle The Layer-1 blockchain is uniquely suited as a new trusted foundation for lending and financial services, capital markets, tokenized asset issuance, and worldwide stablecoin settlement. The testnet is already seeing participation from leading companies across capital markets, global payments, technology platforms, and developer infrastructure providers. Guided by Circle’s vision of making money truly open and programmable, Arc positions the crypto stock Circle as a neutral public internet infrastructure. Early traction from partners could potentially drive more upside for the CRCL…

Author: BitcoinEthereumNews
Dakar 2026 Marks Africa’s First-Ever Olympic-Scale Youth Games

Dakar 2026 Marks Africa’s First-Ever Olympic-Scale Youth Games

The post Dakar 2026 Marks Africa’s First-Ever Olympic-Scale Youth Games appeared on BitcoinEthereumNews.com. Senegal’s President Bassirou Diomaye Faye (3rd R) unveils the official mascot Ayo for the Dakar 2026 Youth Olympics Games at the Grand Theatre in Dakar, on October 31, 2025. Senegal will be the first African country to host the Summer Youth Olympic Games in 2026. (Photo by PATRICK MEINHARDT / AFP) (Photo by PATRICK MEINHARDT/AFP via Getty Images) AFP via Getty Images With exactly one year remaining until the 2026 Summer Youth Olympic Games in Dakar, Senegal, anticipation is mounting across the continent and the global sporting community. Scheduled from 31 October to 13 November 2026, these Games are historic: the first Olympic-branded event ever hosted on African soil. Beyond sport, Dakar 2026 represents a significant milestone for African economic development, youth engagement, and global visibility. Africa on the Global Stage Performers dance during the unveiling ceremony of the Dakar 2026 Youth Olympics mascot at the Grand Theatre in Dakar, on October 31, 2025. Senegal will be the first African country to host the Summer Youth Olympic Games in 2026. (Photo by PATRICK MEINHARDT / AFP) (Photo by PATRICK MEINHARDT/AFP via Getty Images) AFP via Getty Images Senegal has chosen the motto “Africa welcomes, Dakar celebrates” to express pride and ambition for the continent. About 2,700 athletes from around the world will take part in 25 sports, supported by 35 international federations. The Games aim not only for medals but also to create a lasting impact in education, infrastructure, and youth empowerment. The event will include 25 sports and 151 medal events, ensuring equal opportunities for both men and women in every discipline. Some highlights are 3×3 basketball, skateboarding, Baseball5, wushu, beach volleyball, athletics, swimming, and breaking. A Youth Engagement Programme will also introduce new sports like surfing, sport climbing, and tennis. This allows young athletes and spectators to discover different…

Author: BitcoinEthereumNews
Tether’s $10 Billion 2025 Profit Positions USDT Issuer Near Wall Street Giants

Tether’s $10 Billion 2025 Profit Positions USDT Issuer Near Wall Street Giants

The post Tether’s $10 Billion 2025 Profit Positions USDT Issuer Near Wall Street Giants appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Tether reported $10 billion in profits for the first three quarters of 2025, driven by returns on its US Treasury reserves. This places the stablecoin issuer among Wall Street’s top earners, surpassing Bank of America and U.S. Bank in net income. Tether’s Q3 2025 attestation highlights $10 billion net profit, rivaling major banks. The company’s USDT supply exceeded $184 billion after issuing $17 billion in Q3. Tether holds $135 billion in U.S. Treasuries, outranking several nations like Germany and South Korea. Discover Tether profits 2025: $10B from US Treasury reserves, surpassing banks. Explore stablecoin growth and financial inclusion impact. Read now for crypto insights! COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R and sizing. 👉 Get access → COINOTAG recommends • Professional traders group 🧭 Research → Plan → Execute Daily levels, watchlists, and…

Author: BitcoinEthereumNews
Your Early Access to the Top Crypto for High Returns!

Your Early Access to the Top Crypto for High Returns!

The post Your Early Access to the Top Crypto for High Returns! appeared on BitcoinEthereumNews.com. Crypto News Get early access for Zero Knowledge Proof (ZKP) with the upcoming whitelist. Here’s how this privacy-focused project could be the top crypto for high returns. Privacy has become essential in blockchain, not optional. Every major discussion in decentralized finance, governance, and data exchange now points toward Zero Knowledge Proof (ZKP) as the solution. Once seen as a niche concept, privacy has turned into the deciding factor that defines a project’s long-term success. The Zero Knowledge Proof whitelist coming soon is the first gateway for early access to a project expected to reshape blockchain privacy standards. This marks the lowest point of entry before the infrastructure becomes the next major standard. Missing it could mean entering later at a higher cost. Zero Knowledge Proof is not just another project, it’s shaping up as the top crypto for high returns. Why Privacy Is Now the Benchmark The first wave of blockchain innovation focused on transparency. Every transaction, wallet, and contract detail could be publicly traced. While that openness created trust, it also exposed users to new risks, data breaches, front-running attacks, and privacy loss. Zero Knowledge Proof (ZKP) solves this by enabling verification of facts without exposing the underlying data. This single principle changes how blockchain works. It enables encrypted DeFi, where users can trade, lend, or borrow privately but verifiably. It supports confidential governance, where votes remain private without compromising integrity. It also strengthens secure data sharing, allowing users to protect sensitive information while ensuring accountability. This shift is happening because: Users want confidentiality in their digital finance and communication. Regulators seek compliance that doesn’t compromise innovation. Businesses require security in supply chains and digital ecosystems. Projects that lack privacy-focused infrastructure risk fading away. That’s why Zero Knowledge Proof (ZKP) is not just a technology, it’s the foundation behind…

Author: BitcoinEthereumNews
A 24 Month Mutuum Finance Price Forecast for Investors: Can MUTM Replace Shiba Inu In The Top 40

A 24 Month Mutuum Finance Price Forecast for Investors: Can MUTM Replace Shiba Inu In The Top 40

Investors have observed Shiba Inu make it to the top 40 cryptocurrencies and claim a market cap of over $6 billion as of late October 2025. Nonetheless, its longevity has come under question in this constantly shifting market. On to Mutuum Finance (MUTM), a DeFi platform that has raised a notable $18,250,000 in its presale […]

Author: Cryptopolitan
$MOBU Tops as the Next 1000x Meme Coin With Top 5 Cryptos

$MOBU Tops as the Next 1000x Meme Coin With Top 5 Cryptos

The post $MOBU Tops as the Next 1000x Meme Coin With Top 5 Cryptos appeared on BitcoinEthereumNews.com. Crypto News Explore MoonBull, Shiba Inu, BullZilla, La Culex, and Bonk in 2025. MoonBull presale leads as the next 1000x meme coin with explosive potential for early investors. Cryptocurrency enthusiasts are asking the big question: which meme coin could be the next to skyrocket? The world of meme coins has evolved beyond Dogecoin and Shiba Inu, and early-stage investors are seeking the next 1000x crypto to buy. MoonBull ($MOBU), Shiba Inu (SHIB), BullZilla ($BZIL), La Culex ($CULEX), and Bonk (BONK) are creating waves, with MoonBull tops as the next 1000x meme coin thanks to its structured presale, staking rewards, and community-driven governance. Amid this bustling landscape, MoonBull stands out with innovative features that empower investors. While coins like SHIB, BZIL, CULEX, and BONK bring excitement, MoonBull presale is already live and gaining massive traction, hinting at a potential price explosion. Could this be your chance to secure a stake in the next big meme coin before it hits mainstream attention? MoonBull Tops as the Next 1000x Meme Coin: Community Power and Presale Advantages MoonBull ($MOBU) is more than a meme coin; it’s a community-focused powerhouse designed for long-term growth and strategic rewards. With a total supply of 73.2 billion $MOBU tokens, the project incorporates reflections, sell taxes, targeted burns, and staking to ensure sustainable value creation. The 23-stage presale allocates 50% of tokens to early participants, 10% for liquidity locked for two years, 20% for 95% APY staking, 11% for referral rewards, 5% for community incentives and burns, and 4% reserved for influencers and the team. Starting at Stage 12, each $MOBU token grants one vote in governance, letting holders shape marketing campaigns, burn events, feature rollouts, and incentive allocations. Scarcity-driven burns, auto-liquidity, and structured allocations compound token value, making MoonBull presale a strategic, exciting, and fair opportunity. With these…

Author: BitcoinEthereumNews
Zero Knowledge Proof (ZKP) Whitelist Opens Soon: Your Early Access to the Top Crypto for High Returns!

Zero Knowledge Proof (ZKP) Whitelist Opens Soon: Your Early Access to the Top Crypto for High Returns!

Privacy has become essential in blockchain, not optional. Every major discussion in decentralized finance, governance, and data exchange now points […] The post Zero Knowledge Proof (ZKP) Whitelist Opens Soon: Your Early Access to the Top Crypto for High Returns! appeared first on Coindoo.

Author: Coindoo
The Upcoming Zero Knowledge Proof (ZKP) Whitelist Marks the Start of Privacy-First Blockchain Innovation

The Upcoming Zero Knowledge Proof (ZKP) Whitelist Marks the Start of Privacy-First Blockchain Innovation

Access the Zero Knowledge Proof (ZKP) whitelist early to explore privacy-first DeFi, encrypted governance, and composable apps positioning for one of the best crypto investments now

Author: Blockchainreporter